Business Continuity Resources

Virtual repository to collate Business Continuity Resources for Broadcast and Media companies worldwide

As a result of the coronavirus (COVID-19) pandemic, organizations of all sizes in the Broadcast & Media industry are facing a number of challenges, from employee health and welfare to disrupted supply chains. On this page,  IABM have collated regional resources, articles and news stories to help our members to prepare and execute a robust business continuity plan.

We are asking the worldwide Broadcast and Media community to share any official information they have from their country or state with us and we will add onto this repository. With your help, it will be a constantly growing and up to date resource that will be of real value to everyone in the industry – local information on a global scale

The links and articles on this page do not represent the views or opinions of IABM and are designed to assist member companies.

IABM Coronavirus Impact Tracker
Tracking the the impact of this pandemic on business and how companies are adapting

The Coronavirus Impact Tracker aims to quantify the influence of the global pandemic of COVID-19, commonly known as coronavirus, on the media technology industry.

Global useful links and resources

Coronavirus: Guidance for Better Mental Health

During the COVID-19 pandemic, there will be a lot of information about the virus and its effects on mental health. That’s because coronavirus and the social, financial and psychological implications it carries can seriously impact one’s mental wellbeing. Government legislation, mass media coverage, and the increasing global death toll will cause a lot of stress, especially for the older population, children, and people with a history of mental health problems.

It’s of the utmost importance that we try to remain as composed as we can during this time. The fear and anxiety that is gripping the nation are as contagious, if not more so than the illness itself. While we are in no way diminishing the severity of the physical and epidemiological worry surrounding coronavirus, it is crucial that everyone has access to mental health resources, and is clued up on how they can look after themselves and their own mental health.

People with pre-existing mental problems should continue to manage and track their mental health. Self-care is vital, and it’s also important to try and reduce the stress for ourselves and others around us.

America

PPP loan forgiveness expansion bill sent to President (06-04-20)

The Paycheck Protection Program Flexibility Act of 2020 (H.R. 7010) was passed by the House and Senate and signed by the President on Friday.

Key provisions of the bill include:

  • Extending the loan forgiveness covered period from eight weeks to 24 weeks from the loan origination date, as long as the covered period does not extend beyond December 31, 2020. This means that borrowers will now be able to have all PPP loan amounts paid during this extended covered period forgiven as long as the amounts are expended for qualified purposes (payroll, rent/mortgage interest, and utilities). Borrowers who received the loan prior to the bill's date of enactment may still elect to use either the original eight-week loan forgiveness period or the new 24-week period;
  • Only allowing loan forgiveness if at least 60% of the total loan proceeds are used for payroll costs. Currently, forgiveness is limited so that at least 75% of the forgiveness amount is for payroll costs;
  • Eliminating the full-time employee equivalent employee reduction provision if the business can document that the reduction was due to the business's inability to:
    • Rehire individuals who were employees on February 15, 2020, and hire similarly qualified employees for unfilled positions by December 31, 2020; or
    • Return to the same level of business activity as the business was operating at before February 15, 2020, due to compliance with sanitation, social distancing, or any other worker or customer safety requirement related to COVID-19 imposed by specified federal agencies during the period beginning on March 1, 2020, and ending December 31, 2020;
  • Allowing for a five-year rather than a two-year maturity date for:
    • All loans made on or after the bill's date of enactment; and
    • Loans made earlier than that date, if both the lender and borrower mutually agree;
  • Deferring payments of principal, interest, and fees on any PPP loan until the SBA remits the borrower's loan forgiveness amount to the bank (previously, this period was six months to one year from the loan origination date); and
    Allowing taxpayers to qualify for payroll tax deferral even if they've received PPP loan forgiveness.

Coronavirus Tax Relief for Businesses and Tax-Exempt Entities

Filing and Payment Deadline Extended
The deadlines to FILE and PAY federal income taxes are extended to July 15, 2020.

Get answers to your questions on the filing and payment deadline.

Employee Retention Credit Available for Many Businesses Financially Impacted by COVID-19
The Employee Retention Credit is a refundable tax credit against certain employment taxes equal to 50% of the qualified wages an eligible employer pays to employees after March 12, 2020, and before January 1, 2021. You can get immediate access to the credit by reducing the employment tax deposits you are otherwise required to make. Also, if your employment tax deposits are not sufficient to cover the credit, you may get an advance payment from the IRS.

Get details on the retention credit.

Coronavirus-Related Paid Leave for Workers and Tax Credits for Small- and Mid-Size Businesses
The Families First Coronavirus Response Act (PDF) gives all American businesses with fewer than 500 employees funds to provide employees with paid leave, either for the employee's own health needs or to care for family members.

Get details on paid leave for employees.

Payroll Support for Air Carriers and Contractors
Get answers about tax treatment of the air carrier payroll support payments.

Online Tax Help

Online resources for small business and self-employed taxpayers:

Online resources for tax exempt and other entities:

More Information
See all Frequently Asked Questions, resources and guidance.

Coronavirus (COVID-19): Small Business Guidance & Loan Resources

Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy.

Content

Coronavirus: Senate agrees $1.8tn stimulus package with Trump

A stimulus package worth more than $1.8 trillion (£1.5tn) has been agreed by US Senate leaders and the White House to ease the impact of coronavirus.

It reportedly includes payments of $1,200 to most American adults and aid to help small businesses pay workers.

Department of Homeland Security Issues Guidance on "Essential Workers" During COVID-19 Pandemic

The Cyber and Infrastructure Security Agency (CISA), an agency within the Department of Homeland Security (DHS), has issued several documents that may assist broadcasters seeking to access facilities and locations that are restricted pursuant state or local curfews, "shelter-in-place" and other directives intended to help slow the spread of the novel coronavirus. Early last week, CISA issued two letters stating that the bearer of the letter must be able to travel to and access necessary infrastructure facilities during curfews and restricted travel periods in order to prevent loss of service or restore of critical communications services; and must receive priority access to fuel to execute these activities and for the operation of generators and response fleet vehicles to prevent communications outages.

FCC Grants Regulatory Relief for Local News Sharing Arrangements to Cover COVID-19

On Thursday, March 19, the FCC released a public notice clarifying that stations are not required to reduce to writing or place in their online public files temporary agreements for shared news gathering efforts related to coverage of the novel coronavirus pandemic. When the FCC adopted the requirement to file shared services agreements, it specifically exempted ad-hoc or "on-the-fly" arrangements relating to breaking news. The public notice clarified that coronavirus coverage falls within this exemption. In taking this action, the FCC acknowledged that broadcasters "play an essential role in helping Americans stay safe and informed during the COVID-19 outbreak" and stated that it will continue to work with broadcasters to address operational challenges during this difficult time.

New Resources Available to Stations at NAB Coronavirus Toolkit

NAB is providing new tools and resources, including PSAs from the Red Cross and Ad Council, coverage of what stations are doing to keep their communities informed and more in the NAB Coronavirus Response Toolkit. The tools include guidance on prevention and precautions, creating response management teams and trusted sources. NAB thanks the many stations already running these PSAs, with airings worth up to $10 million in the first week alone.

FCC Announces Repack Deadline Relief

The FCC has agreed to allow any station currently scheduled to change frequencies in Phase 9 of the spectrum repack to move to Phase 10 as a result of the coronavirus outbreak. The FCC Public Notice concerning this issue can be found here. The details for how to make the request are in the public notice. If stations in Phase 9 would still like to transition during this time, they may do so.

Avoid COVID-19 Scams with Free Cybersecurity Online Course for Broadcasters

With the surge of coronavirus email scams from cybercriminals, NAB wants to ensure that broadcasters have the necessary tools and knowledge to keep their stations safe from potential phishing scams and cyberattacks.

Disaster assistance loans from the SBA

The SBA announced it would offer disaster assistance loans for up to $2 million for small businesses affected by the coronavirus. These low-interest loans are available to businesses that have sustained “substantial economic injury” due to the spread of the coronavirus.

The coronavirus response toolkit

The U.S. Chamber of Commerce put together this toolkit to help businesses and citizens alike understand how to navigate the coronavirus. There are guidelines on how small business owners can ensure they are keeping their customers and employees safe.

State-wide initiatives to help small businesses

Since each state’s plan to assist small businesses varies, the best thing small business owners can do is check with their local governor's office for the latest on state specific assistance, resources and updates. You can also check in with local small business organizations and agencies.

Assistance from banks and credit card companies

The SBA announced it would offer disaster assistance loans for up to $2 million for small businesses affected by the coronavirus. These low-interest loans are available to businesses that have sustained “substantial economic injury” due to the spread of the coronavirus.

Federal small business assistance

Plans for federal assistance for small businesses is still underway. The U.S. Chamber of Commerce has called on the Administration and Congress to take critical steps to support America’s employers during this period.

Grants and other assistance from companies and organizations

We know that your business may be experiencing disruptions resulting from the global outbreak of COVID-19. We’ve heard that a little financial support can go a long way, so we are offering $100M in cash grants and ad credits to help during this challenging time.

Changing Market Demand

Depending on the incident, there may be access controls or movement restrictions established which can impede your customers from reaching your business. Additionally, there may be public concerns about public exposure to an incident and they may decide not to go to your business out of concern of exposing themselves to greater risk.

Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019 (COVID-19)

This interim guidance is based on what is currently known about the coronavirus disease 2019 (COVID-19). The Centers for Disease Control and Prevention (CDC) will update this interim guidance as needed and as additional information becomes available.

Capital Access

Incidents can strain a small business's financial capacity to make payroll, maintain inventory and respond to market fluctuations (both sudden drops and surges in demand). Businesses should prepare by exploring and testing their capital access options so they have what they need when they need it.

Austria

38 MILLIARDEN-HILFSPAKET | ROT-WEISS-ROTES SICHERHEITSNETZ

Mit dem angekündigten Hilfspaket von bis zu 38 Mrd. Euro zeigt die österreichische Bundesregierung, dass sie in dieser schweren Krise an der Seite der Unternehmen und ihrer Mitarbeiter steht.

CORONAVIRUS | WIRTSCHAFTSKAMMERN ENTLASTEN MITGLIEDER

Die Wirtschaftskammern leisten auch selber einen Beitrag, um Liquiditätsengpässe und Zahlungsschwierigkeiten ihrer Mitglieder zu lindern und setzen die Vorschreibung der Grundumlagen für 2020 bis auf Weiteres

CORONA-KURZARBEITSMODELL | JETZT LEICHTER NUTZBAR

Durch die weiteren Erleichterungen bei der Corona Kurzarbeit werden nun bereits ab dem ersten Monat die Dienstgeberbeiträge durch das AMS übernommen...

​ANTWORTEN AUF DIE HÄUFIGSTEN FRAGEN | VON ARBEITSRECHT BIS VERANSTALTUNGEN

Ihre WKÖ-Experten beantworten die häufigsten Fragen zu den wirtschaftlichen Auswirkungen des Coronavirus. Eine Themen-Übersicht (FAQs)

​BRANCHEN-INFORMATIONEN | WIRTSCHAFTSKAMMER ALS ANLAUFSTELLE

Das Coronavirus wirkt sich inzwischen auf nahezu alle Branchen aus. Spezielle Branchen-Informationen und Hilfestellungen erhalten betroffene Firma von der WKÖ

BESTÄTIGUNG | SCHLÜSSELARBEITSKRÄFTE

Für unverzichtbare Mitarbeiter empfehlen wir, eine Bestätigung auszustellen, die bei Bedarf der Polizei vorgezeigt werden kann. Holen Sie sich dazu Ihre Vorlage...

​RÜCKBLICK | WEBINAR ‚PERSONALMASSNAHMEN IN DER KRISE‘

Im Zusammenhang mit dem Corona-Virus gibt es drastische Maßnahmen, die Firmen stark beeinträchtigen. Ein Webinar informierte über arbeitsrechtliche Folgen...

​DEUTSCHLAND | LAGEBERICHT

Vor allem der grenzüberschreitende Warenverkehr sowie Reisen stehen im Fokus der laufend aktualisierten Lageberichte zu unserem größten Handelspartner...

UNGARN | AKTUELLE INFORMATIONEN ZUM GÜTERVERKEHR

Das AußenwirtschaftsCenter Budapest informiert heimische Unternehmen über Auswirkungen des Coronavirus auf Güterverkehr, Geschäftstätigkeit und die Wirtschaft...

​SPANIEN | SITUATION IM ÜBERBLICK

Die AußenwirtschaftsCenter Barcelona und Madrid analysieren im täglichen Bulletin die Coronavirus-Lage: es enthält News, Reiseinformationen und Hinweise für Exporteure....

​CHINA | COVID-19

Unsere Experten in China helfen Exporteuren sowie Niederlassungen, informieren über Rahmenbedingungen und wirtschaftliche Auswirkungen...

ITALIEN | RÜCKBLICK - WEBINAR ‚BUSINESS AS UNUSUAL‘

Tipps aus der Praxis zu COVID-19 in Italien und Informationen, wie heimische Firmen reagieren können, gab es im Webinar des AußenwirtschaftsCenters Mailand....

Australia

Coronavirus information and support for business

Find financial assistance, eligibility and timing for the new government support for Australian businesses. We'll be updating this page as new information is available.

Belgium

Canada

Canada’s COVID-19 Economic Response Plan: Support for Canadians and Businesses

The Government of Canada is taking immediate, significant and decisive action to help Canadians facing hardship as a result of the COVID-19 outbreak.

On March 18, 2020, the Prime Minister announced a new set of economic measures to help stabilize the economy during this challenging period. These measures, delivered as part of the Government of Canada’s COVID-19 Economic Response Plan, will provide up to $27 billion in direct support to Canadian workers and businesses.

China

Temporary deferred repayment of interest on loans to small and medium-sized enterprises

Strengthening services for foreign-funded enterprises and attracting investment

Temporary reduction of corporate social insurance premiums

3 Reasons Foreign Investors Should Stick with China amid the Coronavirus

Under the outbreak, China has shown how integral it is to global supply chains, how efficiently it has been able to contain and mitigate infections, and the quick roll-out of tax breaks, incentives, and relaxations for small and medium enterprises.

COVID-19: Which IT Systems to Deploy to Assist Employees Working from Home“.

Experts discuss the cloud-based solutions available to businesses in China as work-from-home becomes increasingly the norm after the COVID-19 outbreak

China’s Support Policies for Businesses Under COVID-19: A Comprehensive List

A consolidated and updated list of all these policies, which include policies guiding businesses to resume production, measures to facilitate foreign trade, provision of tax and fee reductions and exemptions, financial support, social security benefits, energy cost reduction, and incentives for medical supply donations.

Denmark

Please note that the virus has started spreading in Scandinavia a bit later than in Central Europe and hence the financial support packages/measures are still under preparation.

Danish Government Homepage

Updates around the current situation.

Regeringen præsenterer støttepakke til dansk erhvervsliv

Corona har store konsekvenser for dansk økonomi. Verdensøkonomien er stærkt udfordret. For at inddæmme og afbøde smitten er der taget en række initiativer, som medfører massiv opbremsning i Danmark.

Regeringen præsenterer støttepakke til dansk erhvervsliv

Corona har store konsekvenser for dansk økonomi. Verdensøkonomien er stærkt udfordret. For at inddæmme og afbøde smitten er der taget en række initiativer, som medfører massiv opbremsning i Danmark.

Finland

Please note that the virus has started spreading in Scandinavia a bit later than in Central Europe and hence the financial support packages/measures are still under preparation.

Information on the Coronavirus outbreak provided by Business Finland for companies

Our goal is to create an overall picture of the impact of the outbreak on Finnish companies and to compile the feedback received from businesses with the insight of the global networks of Business Finland and Team Finland.

Information and advice on the coronavirus

The website of the Finnish Institute for Health and Welfare (THL) provides comprehensive information on the new coronavirus. The Government website contains information produced by the ministries on the effects of the coronavirus on different administrative sectors as well as topical material on the coronavirus from all ministries.

The Finnish Tax Administration supports businesses during the corona pandemic

The coronavirus pandemic may cause tax difficulties for entrepreneurs, companies and accountants. Because of this, you can request an extension to your tax return’s filing deadline. If you file late due to a justified special reason, such as illness, you may not have to pay a late-filing penalty. If your company is in financial difficulties, you can request a payment arrangement for the company’s taxes. Please note that you can also request a change to your prepayments in MyTax if your company’s profits for the year seem to be less than expected.

France

Intervention de Bruno Le Maire sur les mesures prises face à la crise du Covid-19
Le 17/03/2020

Informations générales et concernant les personnes (n’hésitez pas à vous renseigner auprès des services consulaires très mobilisés en ce moment)

Pour empêcher le virus de se propager, il est impératif de suivre les recommandations des autorités sanitaires locales


Avant un départ en voyage à l’étranger, tenez-vous informés de la situation en consultant :

Pour se renseigner sur la situation en France :
www.gouvernement.fr/info-coronavirus
www.santepubliquefrance.fr/

Les gouvernements et la Commission européenne se mobilisent pour accompagner les entreprises de toute taille dans cette épreuve.

En Allemagne comme en France, des mesures fortes ont été annoncées pour faciliter le recours au chômage partiel et préserver l’accès au crédit, notamment aux crédits de trésorerie. D’autres mesures sont à l’étude (assouplissement temporaire du droit des faillites, aides directes aux entreprises, plan de relance massif, etc.). Là encore, les annonces de nouvelles mesures sont quotidiennes et/ou en cours de mise en place. Vous trouverez en PJ un résumé des mesures allemandes (à la date du 14 mars) et une intervention de Bruno Le Maire présentant les mesures françaises (du 17 mars).

Vous trouverez des informations sur les mesures françaises sur le site ci-dessous :
https://www.economie.gouv.fr/coronavirus-soutien-entreprises

Sur les mesures décidées en Allemagne (avec informations sur les hotlines mises en place) :
https://www.bmwi.de/Redaktion/DE/Dossier/coronavirus.html#id1694894

Enfin, les institutions européennes se mobilisent également (Commission, conseil, Eurogroupe) : https://ec.europa.eu/info/live-work-travel-eu/health/coronavirus-response_en

La Commission européenne a publié hier des lignes directrices relatives aux mesures à la frontière pour protéger la santé et maintenir la disponibilité des biens et services essentiels.

Il appartient aux Etats membres de mettre en œuvre ces lignes directrices. En l’occurrence, pour l’Allemagne le ministère fédéral de l’intérieur BMI et la police des Länder.

D’après le site internet du BMI. S’agissant des marchandises et des déplacements pour raisons professionnelles : le transport transfrontalier de marchandises et les déplacements transfrontaliers pour des raisons professionnelles ou pour exercer une activité professionnelle dans le but de fournir des services contractuels restent autorisés, et ce quelle que soit la nationalité (y compris les pendulaires, les travailleurs saisonniers, les parlementaires européens, les diplomates accrédités). Cela doit être prouvé par la possession de documents appropriés (notamment le contrat de travail, les documents de commande, la carte de frontalier). Les entrepreneurs et artisans français peuvent donc continuer à se rendre en DE (et vice-versa) pour y travailler et livrer s’ils disposent de documents justifiant la nécessité du déplacement.

Le pouvoir d’appréciation sur le caractère impérieux du déplacement privé est laissé à la discrétion de la police fédérale qui évalue chaque situation au cas par cas.

Coronavirus : Bpifrance active des mesures exceptionnelles de soutien aux entreprises

Pour soutenir les entreprises dont l’activité est impactée par le coronavirus, Bpifrance a mis en place une série de mesures et un accès dédié pour les renseigner et les orienter pour traiter leurs problèmes de trésorerie.

Coronavirus COVID-19 : chefs d’entreprise, le ministère de l’Economie est à vos côtés

Face à l’épidémie du Coronavirus Covid-19, le gouvernement est en solidarité totale avec les entreprises et leurs salariés, et continuera d'être pleinement mobilisé dans les jours et les semaines à venir. Bruno Le Maire, ministre de l'Économie et des Finances et Agnès Pannier-Runacher, secrétaire d’État auprès du ministre de l’Économie et des Finances, ont reçu, à plusieurs reprises, les acteurs économiques nationaux ainsi que les partenaires sociaux sur l’impact du Coronavirus Covid-19 sur l’activité économique. 

Toutes les réponses aux questions que vous vous posez sur le Coronavirus COVID-19

le Président de la République a décidé de prendre des mesures pour réduire à leur plus strict minimum les contacts et les déplacements. Un dispositif de confinement est mis en place sur l’ensemble du territoire à compter du mardi 17 mars à 12h00, pour quinze jours minimum.

Germany

A protective shield for employees and companies

The German government is taking decisive and forceful action against the economic impact of the coronavirus. Federal Minister of Finance Olaf Scholz (SPD) and Federal Minister for Economic Affairs and Energy Peter Altmaier (CDU) have agreed on a far-reaching package of measures to protect jobs and support companies. The government is setting up a protective shield for employees and companies. The goal is to equip businesses with sufficient liquidity that they will be able to make it through the crisis in good shape.

Unternehmen stehen beim Kampf gegen wirtschaftliche Corona-Folgen im "Wettlauf mit der Zeit"

Bei den Soforthilfen gegen die schockartigen wirtschaftlichen Folgen der massiven Anti-Corona-Maßnahmen dringt Eric-Schweitzer, Präsident des Deutschen Industrie- und Handelskammertages (DIHK), auf mehr Tempo.

Tagesaktuelle Informationen zum Coronavirus

Bundesgesundheitsminister Jens Spahn hat alle Bürger angesichts der massiven Einschränkungen im Alltagsleben wegen der Coronakrise zur Solidarität aufgerufen. Am Dienstag Vormittag war er zu Gast im Ministerrat in der bayrischen Staatskanzlei.

Bundesregierung startet Hilfsmaßnahmen wegen Coronavirus

Die Bundesregierung wird mit Maßnahmen in Milliardenhöhe Arbeitnehmer und Unternehmen vor den Folgen des Coronavirus schützen. Zu den beschlossenen Schritten gehören die Ausweitung des Kurzarbeitergeldes, Liquiditätshilfen und die Stundung von Steuerzahlungen, die auch der Kultur- und Kreativwirtschaft zugutekommen sollen.

Auswirkungen des Coronavirus: Informationen und Unterstützung für Unternehmen

Die Bundesregierung tritt entschlossen und mit aller Kraft den wirtschaftlichen Auswirkungen des Coronavirus entgegen. Ein weitreichendes Maßnahmenbündel wird Arbeitsplätze schützen und Unternehmen unterstützen. Firmen und Betriebe werden mit ausreichend Liquidität ausgestattet, damit sie gut durch die Krise kommen.

Auswirkungen des Coronavirus: Informationen und Unterstützung für Unternehmen

Die Bundesregierung tritt entschlossen und mit aller Kraft den wirtschaftlichen Auswirkungen des Coronavirus entgegen. Ein weitreichendes Maßnahmenbündel wird Arbeitsplätze schützen und Unternehmen unterstützen.

Holland

Coronavirus COVID-19

The coronavirus raises many questions, including the consequences for the Netherlands. Organizations are working together to prevent infections and limit the effects of the new virus. Current information is available on this website.

Japan

Aids for tele-working

The Japanese government has launched various aids to companies to encourage them to implement tele-working or to support through this slow down of business. This is applicable only to the SME in Tokyo city and not applicable to the whole of Japan

METI’s support measures for companies concerning the impacts of the novel coronavirus disease

METI has been taking measures for mitigating the impacts on companies of the novel coronavirus disease (COVID-19) and for supporting such companies.

Ministry of Health

Coronavirus disease 2019 (COVID-19) situation within and outside the country.

Luxembourg

CORONAVIRUS COVID-19 // PROGRAMME DE STABILISATION DE L’ÉCONOMIE

  • Répondre aux besoins de liquidités immédiats
  • Faciliter le financement bancaire
  • Maintenir l’emploi
  • Promouvoir le travail à distance
  • Étaler les paiements liés aux échéances fiscales pour pallier aux besoins de liquidité
  • Bénéficier de la tolérance administrative au niveau des cotisations sociales
  • Bénéficier des mesures d’aide à l’exportation pour soutenir les entreprises exportatrices
  • Protéger juridiquement l’entreprise en difficulté
  • Soutenir le secteur culturel

Regular procedure for short-time working applications in case of force majeure (COVID-19)

Companies and businesses, which remain open but are still affected (normal functioning of activity is no longer possible) still have the option to apply for short time work in for cases of "force majeure", specifically COVID-19, and send their application to the secretariat of the Comité de Conjoncture at the Ministry of the Economy.

India

Reserve Bank of India - COVID-19- Operational and Business Continuity Measures

While the Government of India, in co-ordination with the state machineries, is already taking steps for preventing and controlling the local transmission of disease, further steps, including the indicative list available below, are required to be taken by the respective banks/financial institutions as a part of their existing operational and business continuity plans

Malaysia

Malaysia may spend up to RM15bil for fiscal stimulus package

The government is expected to spend up to RM15 billion via a fiscal stimulus package to stimulate Malaysia’s economy and mitigate any adverse repercussions from the coronavirus (Covid-19) outbreak and other external uncertainties.

Malaysia cuts key rate as global central banks act amid virus

Malaysia cut its benchmark interest rate on Tuesday, following other central banks in boosting stimulus to counter the impact of the coronavirus on economic growth.

New Zealand

COVID-19: Information for businesses

This page brings together government information relating to COVID-19 (novel coronavirus), how it may affect your business and how you can stay up to date as new information becomes available.

Norway

Please note that the virus has started spreading in Scandinavia a bit later than in Central Europe and hence the financial support packages/measures are still under preparation.

Comment by the Minister of Trade and Industry

The Government’s urgent measures to reduce the economic impact of the coronavirus pandemic

Norway acts to protect economy from coronavirus impact

Norway's government on Friday unveiled a 6.5bn Norwegian kroner financial package to help keep businesses afloat through the coronavirus pandemic.

NRK (Norwegian National Broadcaster) daily updates

A full day news operation from 06.00 - 22:00 in main NRK1 main tv channel since the outbreak in Norway.

Norwegian public health updates

Dags- og ukerapporter om koronavirussykdom (covid-19)

Singapore

Coping with COVID-19: Economic measures for companies and workers

How the Government is helping firms to stay afloat in these uncertain times

Spain

Economic and financial measures - 18 March 2020

Guarantees and liquidity for companies, moratorium on mortgages, ERTES will be streamlined and all workers will have the right to unemployment. The government will allocate €600 million to social benefits, protect companies against foreign purchases, guarantee essential services (Water, gas..), self-employment benefits for cessation of activity, reduction of working hours due to care and homeworking, and allocate €30 million to investigate the Covid-19 vaccine.

Spain announces €200 billion relief package against effects of coronavirus

Spanish Prime Minister Pedro Sánchez on Tuesday afternoon announced a relief package of €200 billion to fight the economic fallout of the coronavirus crisis.

Government frees up 18.23 billion euros in a raft of economic measures to mitigate impact of COVID-19

The government has adopted a raft of exceptional economic measures to mitigate the impact of COVID-19, which will allow up to 18.23 billion euros to be freed up and disbursed during the year.

Sweden

Please note that the virus has started spreading in Scandinavia a bit later than in Central Europe and hence the financial support packages/measures are still under preparation.

The Government’s work in response to the virus responsible for COVID-19

News regarding the Government’s work in response to the virus responsible for COVID-19

Additional amending budget due to the coronavirus

Due to the coronavirus, a proposal for an additional amending budget is being presented today. The proposal is based on an agreement between the Swedish Social Democratic Party, the Centre Party, the Liberal Party and the Green Party.

What does the coronavirus mean for the Swedish economy?

The economic impact of the coronavirus pandemic has affected many areas of business with companies having to lay off workers in the worst-hit industries. This has prompted several measures from the Swedish government and Central Bank in order to weather the crisis.

UK

COVID SUPPORT ADVICE

Job Support Scheme

The government recently announced the Job Support Scheme (JSS) to protect jobs where businesses remain open but are facing lower demand over the winter months due to COVID-19.

Under JSS the government will contribute towards the wages of your employees if they are working fewer than normal hours due to decreased demand. You will continue to pay the wages for the hours your staff work. Employees must work at least 33% of their usual hours. For the hours not worked, you and the government will pay a third each of their usual wages (the government contribution is capped at £697.92 per month).

Expansion of Job Support Scheme

The government today (9‌‌‌ October) announced an expansion of the JSS, to provide temporary support to businesses whose premises have been legally required to close as a direct result of coronavirus restrictions.

Under this expansion, affected businesses will receive grants towards the wages of employees who have been instructed to and cease work. This will cover businesses that, as a result of restrictions set by one or more of the four governments of the UK, are legally required to close their premises, or to provide only delivery and collection services from their premises.

The government will pay two thirds of employees’ usual wages, up to a maximum of £2,100 per month. You will not be required to contribute towards wages, but do need to cover employer National Insurance and pension contributions.

You can apply for the JSS including the new expansion even if you haven’t previously used the Coronavirus Job Retention Scheme (CJRS). JSS is available for six months, from 1‌‌‌ November, with payment of grants in arrears from early December. The scheme will be reviewed in January.

Search 'Job Support Scheme expanded to firms required to close due to Covid Restrictions’ and ‘Job Support Scheme factsheet’ on GOV.UK for more details. Further information will be published in the coming weeks.

Job Retention Bonus – guidance now live

Further guidance for the Job Retention Bonus is now available. It includes information about how you can check if your employees are eligible and when you can claim the bonus.

You’ll be able to claim a one-off payment of £1,000 for every eligible employee you furloughed and claimed for through the Coronavirus Job Retention Scheme (CJRS) and kept continuously employed until at least 31‌‌‌ January 2021. You do not have to pay this money to your employee.

To be eligible, employees must earn at least £1,560 between 6‌‌‌‌‌‌ November 2020 and 5‌‌‌ February 2021 and have received earnings in the November, December and January tax months. Employees must also not be serving a contractual or statutory notice period for you on 31‌‌‌ January 2021.

You will be able to claim the bonus from 15‌‌‌ February until 31‌‌‌ March, once you have submitted PAYE information for the period up to 5‌‌‌ February 2021. We’ll let you know how you can make a claim when further guidance is published by the end of January.

You can still claim the Job Retention Bonus if you make a claim for the same employees through the Job Support Scheme, as long as you meet the eligibility criteria for both.

Further information can be found on GOV.‌‌‌UK by searching ‘Job Retention Bonus Guidance’.

What you need to do now

If you intend to claim the Job Retention Bonus, you must:

  • keep your PAYE submissions up-to-date and on time, with Real Time Information (RTI) reporting for all employees, including reporting the leaving date for any employees that stop working for you in the month they leave or the next Full Payment Submission
  • use the irregular payment pattern indicator in RTI for any employees not paid regularly
  • provide any employee data for past CJRS claims that HMRC has requested
  • make sure all your CJRS claims have been accurately submitted and you have told us about any changes needed (for example if you’ve received too much or too little).

Coronavirus Job Retention Scheme – changes from 1‌‌‌ October

From 1‌‌‌ October, HMRC will pay 60% of usual wages up to a cap of £1,875 per month for the hours furloughed employees do not work.

You will continue to pay your furloughed employees at least 80% of their usual wages for the hours they do not work, up to a cap of £2,500 per month. You will need to fund the difference between this and the CJRS grant yourself.

The caps are proportional to the hours not worked. For example, if your employee is furloughed for half their usual hours in October, you are entitled to claim 60% of their usual wages for the hours they do not work, up to £937.50 (half of £1,875 cap). You must still pay your employee at least 80% of their usual wages for the hours they don’t work, so for someone only working half their usual hours you’d need to pay them up to £1,250 (half of £2,500 cap), funding the remaining portion yourself. For help with calculations, search ‘Calculate how much you can claim using the Coronavirus Job Retention Scheme’ on GOV‌.‌‌‌UK.

You’ll also continue to pay your furloughed employees’ National Insurance and pension contributions from your own funds.

The scheme closes on 31‌‌‌‌‌‌ October and you will need to make any final claims on or before 30‌‌‌ November. You will not be able to submit or add to any claims after 30‌‌‌ November.

Claimed too much in error?

It’s important that you continue to check each claim is accurate before submitting it, and we would also recommend checking previous claims so you can avoid any penalties for claiming too much.

If you have claimed too much CJRS grant and have not repaid it, you must notify us and repay the money by the latest of whichever date applies below:

  • 90 days from receiving the CJRS money you’re not entitled to
  • 90 days from the point circumstances changed so that you were no longer entitled to keep the CJRS grant
  • 20‌‌‌ October 2020, if on or before 22‌‌‌ July you received CJRS money you were not entitled to, or if your circumstances changed.

If you do not do this, you may have to pay interest and a penalty as well as repaying the excess CJRS grant. For more information on interest search 'Interest rates for late and early payments' on GOV‌.‌‌‌UK.

How to let us know if you have claimed too much

You can let us know as part of your next online claim without needing to call us. If you claimed too much but do not plan to submit further claims, you can let us know and make a repayment online through the new card payment service – go to 'Pay Coronavirus Job Retention Scheme grants back' on GOV‌.‌‌‌‌‌‌UK.

Further support

Guidance and live webinars offering you more support on changes to CJRS and how they impact you are available to book online – go to GOV‌.‌‌‌‌‌‌UK and search 'help and support if your business is affected by coronavirus'.

Our phone lines and webchat remain very busy, so the quickest way to find the support you need is on GOV‌.‌‌‌‌‌‌UK. This will leave our phone lines and webchat service open for those who need them most.

VAT Deferral New Payment Scheme

If you deferred VAT payments that were due between 20‌‌‌‌‌‌ March and 30‌‌‌ June 2020, then these payments need to be made to HMRC by 3‌‌‌1‌‌‌ March 2021. You can use the VAT Deferral New Payment Scheme to spread these payments over equal instalments up to 31‌‌‌ March‌‌‌ 2022. Alternatively, you can make payments as normal by 3‌‌‌1‌‌‌ March 2021, or make Time To Pay arrangements with HMRC if you need more tailored support.

More information on the VAT Deferral New Payment Scheme will be available on GOV.‌‌‌UK in the coming months.

Job Support Scheme

The government recently announced the Job Support Scheme (JSS) to protect jobs where businesses remain open but are facing lower demand over the winter months due to COVID-19.

Under JSS the government will contribute towards the wages of your employees if they are working fewer than normal hours due to decreased demand. You will continue to pay the wages for the hours your staff work. Employees must work at least 33% of their usual hours. For the hours not worked, you and the government will pay a third each of their usual wages (the government contribution is capped at £697.92 per month).

Expansion of Job Support Scheme

The government today (9‌‌‌ October) announced an expansion of the JSS, to provide temporary support to businesses whose premises have been legally required to close as a direct result of coronavirus restrictions.

Under this expansion, affected businesses will receive grants towards the wages of employees who have been instructed to and cease work. This will cover businesses that, as a result of restrictions set by one or more of the four governments of the UK, are legally required to close their premises, or to provide only delivery and collection services from their premises.

The government will pay two thirds of employees’ usual wages, up to a maximum of £2,100 per month. You will not be required to contribute towards wages, but do need to cover employer National Insurance and pension contributions.

You can apply for the JSS including the new expansion even if you haven’t previously used the Coronavirus Job Retention Scheme (CJRS). JSS is available for six months, from 1‌‌‌ November, with payment of grants in arrears from early December. The scheme will be reviewed in January.

Search 'Job Support Scheme expanded to firms required to close due to Covid Restrictions’ and ‘Job Support Scheme factsheet’ on GOV.UK for more details. Further information will be published in the coming weeks.

Job Retention Bonus – guidance now live

Further guidance for the Job Retention Bonus is now available. It includes information about how you can check if your employees are eligible and when you can claim the bonus.

You’ll be able to claim a one-off payment of £1,000 for every eligible employee you furloughed and claimed for through the Coronavirus Job Retention Scheme (CJRS) and kept continuously employed until at least 31‌‌‌ January 2021. You do not have to pay this money to your employee.

To be eligible, employees must earn at least £1,560 between 6‌‌‌‌‌‌ November 2020 and 5‌‌‌ February 2021 and have received earnings in the November, December and January tax months. Employees must also not be serving a contractual or statutory notice period for you on 31‌‌‌ January 2021.

You will be able to claim the bonus from 15‌‌‌ February until 31‌‌‌ March, once you have submitted PAYE information for the period up to 5‌‌‌ February 2021. We’ll let you know how you can make a claim when further guidance is published by the end of January.

You can still claim the Job Retention Bonus if you make a claim for the same employees through the Job Support Scheme, as long as you meet the eligibility criteria for both.

Further information can be found on GOV.‌‌‌UK by searching ‘Job Retention Bonus Guidance’.

What you need to do now

If you intend to claim the Job Retention Bonus, you must:

  • keep your PAYE submissions up-to-date and on time, with Real Time Information (RTI) reporting for all employees, including reporting the leaving date for any employees that stop working for you in the month they leave or the next Full Payment Submission
  • use the irregular payment pattern indicator in RTI for any employees not paid regularly
  • provide any employee data for past CJRS claims that HMRC has requested
  • make sure all your CJRS claims have been accurately submitted and you have told us about any changes needed (for example if you’ve received too much or too little).

Coronavirus Job Retention Scheme – changes from 1‌‌‌ October

From 1‌‌‌ October, HMRC will pay 60% of usual wages up to a cap of £1,875 per month for the hours furloughed employees do not work.

You will continue to pay your furloughed employees at least 80% of their usual wages for the hours they do not work, up to a cap of £2,500 per month. You will need to fund the difference between this and the CJRS grant yourself.

The caps are proportional to the hours not worked. For example, if your employee is furloughed for half their usual hours in October, you are entitled to claim 60% of their usual wages for the hours they do not work, up to £937.50 (half of £1,875 cap). You must still pay your employee at least 80% of their usual wages for the hours they don’t work, so for someone only working half their usual hours you’d need to pay them up to £1,250 (half of £2,500 cap), funding the remaining portion yourself. For help with calculations, search ‘Calculate how much you can claim using the Coronavirus Job Retention Scheme’ on GOV‌.‌‌‌UK.

You’ll also continue to pay your furloughed employees’ National Insurance and pension contributions from your own funds.

The scheme closes on 31‌‌‌‌‌‌ October and you will need to make any final claims on or before 30‌‌‌ November. You will not be able to submit or add to any claims after 30‌‌‌ November.

Claimed too much in error?

It’s important that you continue to check each claim is accurate before submitting it, and we would also recommend checking previous claims so you can avoid any penalties for claiming too much.

If you have claimed too much CJRS grant and have not repaid it, you must notify us and repay the money by the latest of whichever date applies below:

  • 90 days from receiving the CJRS money you’re not entitled to
  • 90 days from the point circumstances changed so that you were no longer entitled to keep the CJRS grant
  • 20‌‌‌ October 2020, if on or before 22‌‌‌ July you received CJRS money you were not entitled to, or if your circumstances changed.

If you do not do this, you may have to pay interest and a penalty as well as repaying the excess CJRS grant. For more information on interest search 'Interest rates for late and early payments' on GOV‌.‌‌‌UK.

How to let us know if you have claimed too much

You can let us know as part of your next online claim without needing to call us. If you claimed too much but do not plan to submit further claims, you can let us know and make a repayment online through the new card payment service – go to 'Pay Coronavirus Job Retention Scheme grants back' on GOV‌.‌‌‌‌‌‌UK.

Further support

Guidance and live webinars offering you more support on changes to CJRS and how they impact you are available to book online – go to GOV‌.‌‌‌‌‌‌UK and search 'help and support if your business is affected by coronavirus'.

Our phone lines and webchat remain very busy, so the quickest way to find the support you need is on GOV‌.‌‌‌‌‌‌UK. This will leave our phone lines and webchat service open for those who need them most.

VAT Deferral New Payment Scheme

If you deferred VAT payments that were due between 20‌‌‌‌‌‌ March and 30‌‌‌ June 2020, then these payments need to be made to HMRC by 3‌‌‌1‌‌‌ March 2021. You can use the VAT Deferral New Payment Scheme to spread these payments over equal instalments up to 31‌‌‌ March‌‌‌ 2022. Alternatively, you can make payments as normal by 3‌‌‌1‌‌‌ March 2021, or make Time To Pay arrangements with HMRC if you need more tailored support.

More information on the VAT Deferral New Payment Scheme will be available on GOV.‌‌‌UK in the coming months.

Taskforce for safe return to global travel launched

A new Global Travel Taskforce to support the travel industry and the safe recovery of international travel has been launched. The taskforce will consider further how government can support the sector to meet these challenges posed by COVID-19 to international travel. Work will begin with industry on how to safely reduce self-isolation period with testing. The taskforce will also consider a wide range of other measures to support the travel sector including developing a global framework to make travelling easier.

Job Support Scheme expanded to firms required to close due to covid restrictions

The Job Support Scheme (JSS) will be expanded to support businesses across the UK required to close their premises due to coronavirus restrictions.

  • This scheme will cover businesses that, as a result of restrictions set by one or more of the four governments in the UK, are legally required to close their premises. This includes businesses that are required to provide only delivery and collection services from their premises, or food and drink outdoors from their premises.
  • The government will support eligible businesses by paying two thirds of each employees’ salary (or 67%), up to a maximum of £2,100 a month.
  • Under the scheme, employers will not be required to contribute towards wages and only asked to cover NICS and pension contributions. Businesses will only be eligible to claim the grant while they are subject to restrictions and employees must be off work for a minimum of seven consecutive days.
  • The scheme will begin on 1 November and will be available for six months, with a review point in January.
  • In line with the rest of the JSS, payments to businesses will be made in arrears, via a HMRC claims service that will be available from early December. Employees of firms that have been legally closed in the period before 1 November are eligible for the CJRS.
  • The scheme is UK wide and the UK Government will work with the devolved administrations to ensure the scheme operates effectively across all four nations.
  • Further guidance on the scheme will be set out by HMRC in due course.

In addition to expansion of the JSS, the government is increasing the cash grants to businesses in England shut in local lockdowns to support with fixed costs. These grants will be linked to rateable values, with up to £3,000 per month payable every two weeks, compared to the up to £1,500 every three weeks which was available previously.

 The devolved administrations in Scotland, Wales and Northern Ireland will benefit from a £1.3 billion increase to their guaranteed funding for 2020-21 - allowing them to continue their response to Covid-19 including through similar measures if they wish.

New COVID-19 support schemes announced

Additional government support has been announced this week for businesses and employees impacted by coronavirus (COVID-19) across the UK.

This includes a new Job Support Scheme to protect the jobs of millions of people returning to work, extending the Self-Employment Income Support Scheme, extending the VAT cut (from 20% to 5%) for the hospitality and tourism sectors, and help for businesses in repaying government-backed loans.

Further information on these new schemes is available in this email and on GOV‌.UK, by searching 'Winter Economy Plan 2020'.

Our phone lines and webchat are very busy, so the quickest way to find the support you need is on GOV‌.UK. This will leave our phone lines and webchat service open for those who need them most.

Job Support Scheme

A new Job Support Scheme will be introduced from ‌‌1‌‌ November to protect jobs where businesses are facing lower demand over the winter months due to coronavirus (COVID-19).

Under the scheme, which will run for six months, the government will contribute towards the wages of employees who are working fewer than normal hours due to decreased demand.

You will continue to pay the wages for the hours your staff work. For the hours not worked, you and the government will each pay one third of their usual wages (capped at £697.92 per month). You will need to meet your share of the pay for unworked hours and all your National Insurance contributions and statutory pension contributions, from your own funds. This means that employees will receive at least two thirds of their usual wages for the hours not worked.

To be eligible, employees must:

  • be registered on your PAYE payroll on or before 23 September 2020. This means a Real Time Information (RTI) submission notifying payment in respect of that employee must have been made to HMRC on or before 23 September 2020
  • work at least 33% of their usual hours. The government will consider whether to increase this minimum hours threshold after the first three months of the scheme.

Further eligibility criteria is available on GOV‌.UK by searching 'Job Support Scheme factsheet'.

The Job Support Scheme will be open to employers across the UK even if you have not previously applied under the Coronavirus Job Retention Scheme (CJRS) which closes on 3‌1‌‌ ‌‌October.

The Job Support Scheme will start from 1‌‌ November and you will be able to claim in December. Grants will be paid on a monthly basis.

The scheme will operate in addition to the Job Retention Bonus. You and your employees can benefit from both schemes in order to help protect viable jobs.

For information on what is covered by the grant, which employers and employees are eligible, and how to claim, search 'Job Support Scheme factsheet' on GOV‌.UK.

Extension to the reduced rate of VAT for Hospitality and Tourism

The government has extended the temporary reduced rate of VAT (5%) to tourist attractions and goods and services supplied by the hospitality sector. This relief came into effect on 15 July 2020 and will now end on 31‌‌ March 2021 across the UK.

VAT Deferral New Payment Scheme

If you deferred payments that were due between 20 March and 30 June 2020, then these payments need to be made to HMRC by 31‌‌ March 2021. You can use the New Payment Scheme to spread these payments over equal instalments up to 31‌‌ March 2022. Alternatively, you can make payments as normal by 31‌‌ March 2021 or make Time To Pay arrangements with HMRC if you need more tailored support.

New Self Assessment Self-Serve Time To Pay Scheme

If you deferred paying your July 2020 Payment on Account, you will need to pay the deferred amount, in addition to any balancing payment and first 2020/21 Payment on Account, by 3‌1‌‌ ‌‌January 2021. This may be a larger payment than you usually pay in January.

If you're unable to pay your Self-Assessment (SA) bill in full by 31‌‌ January 2021, you can set up a Time to Pay payment plan of up to 12 months online without speaking to us. If you have SA tax debts of up to £30,000, you'll able to access this Time to Pay facility through GOV‌.UK and will get automatic and immediate approval. If your SA debts are over £30,000, or you need longer than 12 months to repay your debt in full, you will still be able to use our Time to Pay arrangement by calling HMRC.

Other business support schemes:

Changes to CJRS – what you need to do from 1‌‌ October

From 1‌‌ October, HMRC will pay 60% of usual wages up to a cap of £1,875 per month for the hours furloughed employees do not work.

You will continue to pay your furloughed employees at least 80% of their usual wages for the hours they do not work, up to a cap of £2,500 per month. You will need to fund the difference between this and the CJRS grant yourself.

The caps are proportional to the hours not worked. For example, if your employee is furloughed for half their usual hours in October, you are entitled to claim 60% of their usual wages for the hours they do not work, up to £937.50 (half of £1,875 cap). You must still pay your employee at least 80% of their usual wages for the hours they don’t work, so for someone only working half their usual hours you’d need to pay them up to £1,250 (half of £2,500 cap), funding the remaining portion yourself. For help with calculations, search ‘Calculate how much you can claim using the Coronavirus Job Retention Scheme’ on GOV‌.UK.

You’ll also continue to pay your furloughed employees' National Insurance and pension contributions from your own funds.

Protect yourself from scams  

Stay vigilant about scams, which may mimic government messages as a way of appearing authentic and unthreatening. Search 'scams' on GOV‌.UK for information on how to recognise genuine HMRC contact. You can also forward suspicious emails claiming to be from HMRC to phishing@hmrc.gov.uk and texts to 60599.  

Covid-19: Winter Economy Plan

Chancellor outlines Winter Economy Plan 

The Chancellor, Rishi Sunak, has today announced a package of measures that will continue to protect jobs and help businesses through the uncertain months ahead as we continue to tackle the spread of the virus.

The package includes a new ‘Jobs Support Scheme’ to protect millions of returning workers, extending the Self Employment Income Support Scheme and 15% VAT cut for the hospitality and tourism sectors, and help for businesses in repaying government-backed loans.

- From the 1st November – for the next 6 months – the Job Support Scheme will open. It will protect viable jobs in businesses who are facing lower demand due to the pandemic. To be eligible employees must work a minimum of 33 percent (1/3rd) of their hours. Employers will continue to pay the wages of staff for the hours they work - but for the hours not worked, the government and the employer will pay one third of their equivalent salary. All employers will be allowed to apply, even if they did not use the furlough scheme. This will only apply to small and medium sized enterprises. Larger employers will only be covered if their turnover has gone down.

- The Self Employment Income Support Scheme extension will support viable traders who are facing reduced demand over the winter months, covering 20 percent of average monthly trading profits via a government grant.

- Businesses who have borrowed under the Bounce Back Loan Scheme will be offered the choice of more time and greater flexibility for their repayments.

- Lenders have been enabled to offer Coronavirus Business Interruption Loan Schemes borrowers more time to make their repayments where needed. The application for all Coronavirus loan schemes has extended to 30th November, 2020.

- Businesses who deferred their VAT will no longer have to pay a lump sum at the end of March 2021. They can instead split it into smaller interest free payments over the course of 11 months.

- They have extended the 15% VAT cut for the tourism and hospitality sectors to the end of March 2021.

Further information:
- News story: https://bit.ly/32YPOiX
- Full Winter Economy Plan document: https://bit.ly/3crleBL
- Text from the Chancellor's speech to Parliament: https://bit.ly/3hZUrOf

Important updates to the Coronavirus Job Retention Scheme

From 1‌‌ October, HMRC will pay 60% of usual wages up to a cap of £1,875 per month for the hours furloughed employees do not work.

What you need to do from 1‌‌ October

Continue to pay your furloughed employees at least 80% of their usual wages for the hours they do not work, up to a cap of £2,500 per month. You will need to fund the difference between this and the CJRS grant yourself.

The caps are proportional to the hours not worked. For example, if your employee is furloughed for half their usual hours in October, you are entitled to claim 60% of their usual wages for the hours they do not work, up to £937.50 (half of £1,875 cap). You must still pay your employee at least 80% of their usual wages for the hours they don’t work, so for someone only working half their usual hours you’d need to pay them up to £1,250 (half of £2,500 cap), funding the remaining portion yourself. For help with calculations, search ‘Calculate how much you can claim using the Coronavirus Job Retention Scheme’ on GOV‌.UK.

You’ll also continue to pay your furloughed employees’ National Insurance and pension contributions from your own funds.

Make sure your data is right

It’s important that you provide all the data we need to process your claim. Payment of your grant may be at risk or delayed if you submit a claim that is incomplete or incorrect and we want to help you get this right. We’ll get in touch if we see any employee data missing from your previous claims.

Claiming for 100 or more employees – use our new template

The easiest way to provide us with the data we need is to use our updated template – to find it, search 'download a template if you're claiming for 100 or more employees through the Coronavirus Job Retention Scheme' on GOV‌.UK.

To help prevent mistakes, the XLS and XLMS versions of the template now highlight any missing information you need to include in your claim before you submit it. Where information is missing, fields will be red and once the missing information is filled in, the data fields will turn green. You can also now flag if an employee has recently returned from statutory leave, to ensure claims with any new employees are processed correctly.

Claimed too much in error?

It’s important that you continue to check each claim is accurate before submitting it, and we would also recommend checking previous claims to avoid any penalties for claiming too much.

If you have claimed too much CJRS grant and have not repaid it, you must notify us and repay the money by the latest of whichever date applies below:

  • 90 days from receiving the CJRS money you’re not entitled to
  • 90 days from the point circumstances changed so that you were no longer entitled to keep the CJRS grant
  • 20‌‌ October 2020, if on or before 22 July you received CJRS money you’re not entitled to, or if your circumstances changed.

If you do not do this, you may have to pay interest and a penalty as well as repaying the excess CJRS grant. For more information on interest, search 'Interest rates for late and early payments' on GOV‌.UK.

How to let us know if you have claimed too much

You can let us know as part of your next online claim without needing to call us – the system will prompt you to add details if you have received too much. If you claimed too much and do not plan to submit further claims, you can let us know and find out how to make a repayment online. Go to 'Pay Coronavirus Job Retention Scheme grants back' on GOV‌.UK.

We are supporting our customers while tackling serious fraud and criminal attacks. We understand mistakes happen, particularly in these challenging times, and will not seek out innocent errors and small mistakes for compliance action.

Further support

Guidance and live webinars offering you more support on changes to the scheme and how they impact you are available to book online – go to GOV‌.UK and search 'help and support if your business is affected by coronavirus'.

Our phone lines and webchat are still very busy, so the quickest way to find the support you may need is on GOV‌.UK. This will leave our phone lines and webchat service open for those who need them most.

Protect yourself from scams  

Stay vigilant about scams, which may mimic government messages as a way of appearing authentic and unthreatening. Search 'scams' on GOV‌.UK for information on how to recognise genuine HMRC contact. You can also forward suspicious emails claiming to be from HMRC to phishing@hmrc.gov.uk and texts to 60599.  

Coronavirus Job Retention Scheme:

Guidance has been updated to reflect changes to the scheme:

  • From 1 September the government will pay 70% and employers will pay 10% of employees’ wages for the time they are being furloughed. Employers will also continue to pay their National Insurance and pension contributions.
  • From 1 October the government will pay 60% and employers will pay 20% of employees’ wages for the time they are being furloughed. Employers will also continue to pay their National Insurance and pension contributions.
  • You will continue to pay employees wages at the contracted rate for the hours they work for you.
  • The scheme ends on 31 October 2020. Find out more here. 

Kickstart Scheme

The government has introduced a new Kickstart Scheme in Great Britain, a £2 billion fund to create hundreds of thousands of high quality 6-month work placements aimed at those aged 16 to 24 who are on Universal Credit and are deemed to be at risk of long term unemployment.

Funding available for each job will cover 100% of the relevant National Minimum Wage for 25 hours a week, plus the associated employer National Insurance contributions and employer minimum automatic enrolment contributions.

Find more guidance and promotional materials here.

Important information about the Job Retention Bonus

Job Retention Bonus

Employers will be able to claim a one-off payment of £1,000 for every employee they have previously received a grant for under the Coronavirus Job Retention Scheme (CJRS), and who remains continuously employed through to the end of Ja‌nu‌ar‌y 2021.

To be eligible, the employee must have received earnings in November, December and January, and must have been paid an average of at least £520 per month, and a total of at least £1,560 across the three months.

As the employer, you will be able to claim the bonus after you have filed PAYE information for Ja‌nu‌ar‌y 2021, and the bonus will be paid from Fe‌br‌ua‌ry 2021. More detailed guidance, including how you can claim the bonus online, will be available by the end of September.

What you need to do now

If you intend to claim the Job Retention Bonus you must:

  • ensure all your employee records are up to date
  • accurately report employees’ details and wages on the Full Payment Submission (FPS) through the Real Time Information (RTI) reporting system
  • make sure all of your CJRS claims have been accurately submitted and you have told us about any changes needed (for example if you’ve received too much or too little).

Reminder of changes to CJRS

From 1 Au‌gu‌st 2020 CJRS continues to provide grants for furloughed employees but no longer funds employers’ National Insurance (NI) and pensions contributions. You now have to make these payments from your own resources for all employees, whether furloughed or not. Our guidance has been updated to reflect these changes.

Further guidance and live webinars offering more support on changes to the scheme and how they impact you are available to book online – go to GOV‌.UK and search 'help and support if your business is affected by coronavirus'.

Please only contact us if you can’t find the information you need from GOV‌.UK. This will leave our phone lines and webchat service open for those who need them most.

Making sure your data is right

It’s important that you provide the data we need to process your claim. Payment of your grant may be at risk or delayed if you submit a claim that is incomplete or incorrect. We may be in touch to request employee data if it’s missing from your previous claims.

National Insurance numbers

You need to provide a National Insurance number (NINO) for all employees as part of your CJRS claim. The only exception is in the very limited circumstances where an employee genuinely does not have a NINO, for example if they are under 16 years old.

If you are claiming for an employee whose NINO you don’t currently know, you can check their number by searching GOV.UK for 'Check a National Insurance Number using basic PAYE Tools'.

We can no longer accept claims for fewer than 100 employees by phone where you do not have all employee NINO's unless the employees you are claiming for genuinely do not have these.

Claimed too much in error?

If you have claimed too much for a CJRS grant and have not repaid it, you must notify us and repay the money by the latest of whichever date applies below:

  • 90 days after receiving the CJRS money you’re not entitled to
  • 90 days from when circumstances changed so that you were no longer entitled to keep the CJRS grant
  • 20 Oc‌to‌be‌r 2020 if you received CJRS money you’re not entitled to or if your circumstances changed on or before 22 J‌ul‌y.

If you do not do this, you may have to pay a penalty. We do understand mistakes happen, particularly in these challenging times, and will not seek out innocent errors and small mistakes for compliance action. We will act, however, against anyone who deliberately sets out to defraud the system or claims money they aren’t entitled to.

How to let us know about claiming too much

If you have received more than you are entitled to, you can let us know as part of your next online claim without needing to call us – the system will prompt you to add details on if you have received too much. For more information, search for ‘if you claim too much or not enough from the Coronavirus Job Retention Scheme’ on GOV‌.UK.

If you received too much and do not plan to submit further claims – or you have claimed less than you were entitled to – please contact us by searching 'Contact HMRC' on GOV‌.UK.

Protect yourself from scams

Stay vigilant about scams, which may mimic government messages as a way of appearing authentic and unthreatening. Search 'scams' on GOV‌.UK for information on how to recognise genuine HMRC contact. You can also forward suspicious emails claiming to be from HMRC to phishing@hmrc.gov.uk and texts to 60599. 

New small business leadership and problem-solving programmes helping businesses to survive and thrive beyond COVID

Two new leadership programmes to help small business leaders grow their companies in the wake of the coronavirus pandemic have been launched:

  • The Small Business Leadership Programme will equip business leaders with the confidence and leadership skills to plan for the future of their business, and ensure that they are in a great position to recover from the impacts of coronavirus. Find out more and apply here.

  • The Peer Networks Programme will focus on helping business owners improve their problem-solving skills, through a series of guided exercises. Members of the programme will be given skills in areas such as leadership and management, sales and marketing that they need to tackle these challenges head-on while growing their business. Find out more and apply here.

NEW Guidance - 1 August 2020

  • Face coverings to be required in additional indoor settings: From 8 August the requirement to wear a face covering will be extended to other indoor settings where people are likely to come into contact with others they do not normally meet, such as museums, galleries, cinemas and places of worship.
  • Working from home guidance: From 1 August employers will have more discretion over how employees can work safely – whether by continuing to work from home or attending a Covid Secure workplace.
  • Self-isolation period extended to 10 days: The UK's Chief Medical Officers have extended the self-isolation period to 10 days for those in the community who have coronavirus symptoms or a positive test result. More information is available here
  • Luxembourg has been removed from the list of countries covered by the travel corridor exemption and the Foreign and Commonwealth Office advises against all but essential travel to Luxembourg. If you arrive in England, Wales, Scotland or Northern Ireland from Luxembourg on or after 31 July 2020 you will need to self-isolate. More information is available here.
  • Health and care workers to self-isolate on return to UK from high-risk countries. Registered health and care professionals travelling to the UK from high-risk countries will be required to self-isolate for 14 days. Health and care professionals returning from a country which has a travel corridor to the UK will not be required to self-isolate on return.
  • New law to ensure furloughed employees receive full redundancy payments: Furloughed employees who are then made redundant will receive redundancy pay based on their normal wage, under new laws which come into force on 31 July. The changes will also apply to statutory notice pay and other entitlements. Further details can be found here.
  • Coronavirus Job Retention Scheme Guidance: New guidance has been published for those who have claimed too much or not enough from the Coronavirus Job Retention Scheme.
  • A new guide on Personal Protective Equipment guide for community and social care settings has been published. It shows which PPE to wear depending on where and how you are working; and how to work safely using your PPE and safer working practices to protect staff and residents.
  • Self-Employment Income Support Scheme: Guidance has been updated with information for those who have made a claim in error, have been overpaid or would like to make a voluntary repayment.
  • The Eat Out to Help Out Scheme guidance has been updated to include information on hospitality and golf packages, and hotel and restaurant services.

BSI Safe Working Guidance Version 2

Help prevent a second wave: Practical steps to support safe working, and prevent and mitigate COVID-19 outbreaks in your organization. A new version of the ‘Safe Working During the COVID-19 Pandemic Guidelines’ is now available.

Version 2 of the Guidelines offers a comprehensive, practical approach, applicable to all organizations, large and small.

The Guidelines provide recommendations, based on user experience and expert input, for safe working during the pandemic. They have been enhanced and extended, based on the best and latest information, to help prevent a second wave.

Major new clauses added are:

  • Working from home
  • Managing suspected or confirmed cases of COVID-19
  • Multiple or mobile workplaces
  • Safe use of toilets
  • Reporting to external parties
  • Inclusivity and accessibility
  • Psychological health and well-being

The information and recommendations within the Guidelines can be used by any organization managing the risks related to COVID-19, regardless of size, type or location.

Business events and conferences given go ahead to resume from 1 October

Business events and conferences will be permitted to resume from 1 October provided rates of infection remain at current levels

  • Government to begin pilots to help plan how best to restart indoor business events
  • New guidance outlines how the nation’s conference venues can get back up and running safely

New Updates and Guidance - 15 July 2020

Coronavirus Job Retention Scheme (CJRS): A number of updates have been made to guidance on the CJRS:

  • New guidance has been published on claiming for individuals who are paid through PAYE but not necessarily employees in employment law.
  • Guidance on calculating how much you can claim has been updated with information on claim periods ending on or before 31 August 2020.
  • Information has been added to clarify that employers can continue to claim for employees while they are serving a statutory notice period.
  • Information has been added about the process HMRC is developing to recover overclaimed grant amounts through the tax system.

Self-Employment Income Support Scheme
The scheme is now closed for the first grant. The scheme allows you to claim a second and final taxable grant. You can make a claim for the second grant if you are eligible, even if you did not make a claim for the first grant. Find out more here.
A number of updates have been made to the scheme guidance:

  • New guidance has been published if you have been overpaid, made a claim in error and were not eligible for the grant or would like to make a voluntary repayment.
  • Guidance on how HMRC works out trading profits and non-trading income has been updated to include that losses are not included in your non-trading calculation.
  • Guidance on how different circumstances affect the scheme has been updated to include what supporting evidence you may be asked for if having a new child affected the trading profits you reported for the tax year 2018 to 2019.

Working safely during coronavirus

  • New guidance on organising outdoor sport and physical activity events has been added.
  • Guidance for providers of out-of-school and holiday activities for children has been updated.

Providing apprenticeships during the coronavirus outbreak

Guidance has been updated to confirm that from 13 July 2020 providers can welcome back 19+ apprentices into educational settings, that the flexibility to suspend level 2 functional skills for level 2 apprentices has been extended, and to provide more information on support for redundant apprentices.

UK Transition
The UK has left the EU, and the transition period comes to an end on 31 December 2020. Business need to act now to get ready for new rules that will come into force from 1 January 2021. To receive updates on the latest information for businesses, subscribe for free to the Department for Business, Energy and Industrial Strategy’s sister Transition Bulletin by updating your bulletin preference here.

The UK Government has launched a major new Transition public information campaign called “The UK’s new start: let’s get going” to give everyone the facts that they will need to be ready for 1 January 2021. A straightforward checker tool at gov.uk/transition will quickly identify the specific steps any business or individual needs to take to be ready.

The government has also announced:

  • Controls will be placed on the movement of goods between Great Britain and the EU, with new border controls being introduced in three stages up until 1 July 2021. Details can be found in the Border Operating Model
  • Further details on the new points-based immigration system from 1 January 2021.

Summer Economic Update: A Plan for Jobs 2020

The Chancellor of the Exchequer, Rishi Sunak, presented his ‘Plan for Jobs’ to Parliament on Wednesday 8 July 2020, to outline how the government will boost job creation in the UK. The plan includes:

  • A Job Retention Bonus that will be introduced to help firms keep furloughed workers. UK Employers will receive a one-off bonus of £1,000 for each furloughed employee who is still employed as of 31 January 2021.
  • A new £2 billion Kickstart Scheme will be launched to create hundreds of thousands of new, fully subsidised jobs for young people across the country. Those aged 16-24, claiming Universal Credit and at risk of long-term unemployment, will be eligible. Funding available for each six-month job placement will cover 100% of the National Minimum Wage for 25 hours a week – and employers will be able to top this wage up.
  • A total of £1.6 billion will be invested in scaling up employment support schemes, training and apprenticeships to help people looking for a job. Young people, who are amongst the worst hit by the crisis, will benefit from this.
  • The plan will also create tens of thousands of jobs through bringing forward work on £8.8 billion of new infrastructure, decarbonisation and maintenance projects.
  • A temporary increase to the Nil Rate Band of Residential SDLT (Stamp Duty) from £125,000 to £500,000 will be introduced until 31 March 2021. This will drive growth and support jobs across the housebuilding and property sector

HMRC Guidance - Introduction of the Job Retention Bonus

This is a one-off payment of £1,000 to employers that have used the Coronavirus Job Retention Scheme (CJRS) for each furloughed employee who remains continuously employed until 31 January 2021. The bonus will provide additional support to retain employees.

To be eligible, employees will need to:

  • earn at least £520 per month (above the Lower Earnings Limit) on average for November, December and January
  • have been furloughed by you at any point and legitimately claimed for under the Coronavirus Job Retention Scheme
  • have been continuously employed by you up until at least 31 January 2021.
  • Employers will be able to claim the bonus from February 2021 once accurate RTI data to 31 January has been received. More information about this scheme will be available by 31 July and full guidance will be published in the Autumn.
    Other new measures announced

The Chancellor also announced other measures, including:

  • the Eat Out to Help Out Scheme – during August, diners can get 50% off Monday to Wednesday on meals and non-alcoholic drinks, up to £10 per person, when eating at participating restaurants, bars, cafes and other establishments that have registered
  • VAT reduction – from 15 July until 12 January 2021, the UK government will cut VAT from 20% to 5% on any eat-in or hot takeaway food and drinks from restaurants, cafes and pubs, excluding alcohol. This VAT reduction also applies to all holiday accommodation in hotels, B&Bs, campsites and caravan sites, as well as attractions like cinemas, theme parks and zoos
  • an increase in the Stamp Duty Land Tax (SDLT) threshold in England and Northern Ireland – increasing the threshold under which no SDLT is paid on the purchase of a main home from £125,000 to £500,000, with immediate effect until 31 March 2021.

For more information, search 'plan for jobs' on GOV.UK.

Updates on CJRS scheme - some key dates on the CJRS scheme that might affect you:

Claiming for employees furloughed on or before 30 June
You need to claim by 31 July for employees furloughed through the Coronavirus Job Retention Scheme (CJRS) for periods ending on or before 30 June.

Get ready for changes from 1 August
You will no longer be able to use a CJRS grant to cover National Insurance (NI) and pension contributions for furloughed employees from 1 August. You can submit your August claim in advance, from 20 July.

Working out your claims
You can use our online examples and calculator to help you work out what you can claim, for claims ending on or before 31 July. From 10 July you will also be able to use these to help you work out claims ending on or before 31 August. Search for 'calculate how much you can claim using the Coronavirus Job Retention Scheme' on GOV.UK.

Made a mistake on your claim?
You can now delete a claim online within 72 hours of submitting it. Search 'claim for wages through Coronavirus Job Retention Scheme' on GOV.UK.

Calls to customers
We are contacting selected employers to discuss their claims. These calls will be to check they haven’t made any mistakes and to help make sure they’re claiming the correct amount.

Further support
Live webinars on changes to the scheme and how they impact you are available to book online – search 'help and support if your business is affected by coronavirus' on GOV.UK. Please leave our phone lines open for those who need them most.

Protect yourself from scams
Stay vigilant about scams which may mimic government messages as a way of appearing authentic and unthreatening. Search 'scams' on GOV.UK for information on how to recognise genuine HMRC contact. You can also forward suspicious emails claiming to be from HMRC to phishing@hmrc.gov.uk and texts to 60599.

Sending your forms to Companies House during the coronavirus outbreak
As an emergency response to coronavirus Companies House developed a temporary online service to upload a number of completed forms and send them to Companies House digitally. The “upload a document” service will now allow users to upload more form types, including Scottish limited and qualifying partnerships, articles and resolutions. Find out more here.

Draft planning guidance to support the Business and Planning Bill
The Business and Planning Bill was introduced to the House of Commons on Thursday 25 June 2020. This draft guidance has been prepared to be read alongside a number of the planning measures set out in the Bill. The guidance has been updated with information on the extension of certain planning permissions. Find out more here.

How to treat certain expenses and benefits provided to employees during coronavirus
Find out about taxable expenses and benefits when they are paid to employees because of coronavirus and how to report them to HMRC. The guidance has been updated to include information about Personal Protective Equipment (PPE), find out more here.

Defer your Self Assessment payment on account
More information about the July 2020 payment on account deferment has been added here.

HM Treasury extends tax cut to PPE costs
The temporary removal of VAT on PPE has been extended until the end of October. Find out more here.

Reopen your business safely during coronavirus – guidance tool

Employers in England that want to reopen their business have a legal responsibility to protect their employees and other people on site. Use this guidance to help you carry out a risk assessment and make sensible adjustments to the site and workforce. If you do not carry out a risk assessment, the Health and Safety Executive (HSE) or your local council can issue an enforcement notice. Employees can use this guidance to check what their workplace needs to do to keep people safe. This guidance is only for businesses that are allowed to reopen in England.

Employee return-to-work tool

The Government has developed a tool to help employees in England easily assess if they can return to work. The tool guides employees through questions that may influence their ability to go back to work safely. Employers can share this tool with employees to aid discussion on how employees can return to work safely.

Government unveils £200 million package to help innovative businesses bounce back

The Sustainable Innovation Fund will help companies across all parts of the UK recovering from the impact of coronavirus keep their cutting-edge projects and ideas alive. The Sustainable Innovation Fund will help power the UK’s economic recovery and develop new sustainable opportunities for businesses in any sector following the coronavirus pandemic, while helping the UK meet its ambitions to cut carbon emissions to net zero by 2050. Businesses can apply for support through the Sustainable Innovation Fund by visiting the Innovate UK website from Monday 29 June.

More firms can now benefit from the Future Fund

Changes to the Future Fund’s eligibility criteria will mean that UK companies who have participated in highly selective accelerator programmes and were required, as part of that programme, to have parent companies outside of the UK will now be able to apply for investment.

UK broadcasters: TV Production Guidance: Managing the risk of Coronavirus (COVID-19) in production making

TV Production Guidance: Managing the risk of Coronavirus (COVID-19) in production making
This document is intended as a high-level framework to provide guidance and support for the effective assessment and  management of Coronavirus (COVID-19) risk in TV production.

This should be read in conjunction with general guidance provided by the government about management of Coronavirus (COVID-19) risks in workplaces.

British Film Commission - Working Safely During COVID-19 in Film and High-end TV Drama Production

This document is intended to provide high-level guidance to manage COVID-19 specific risk in producing film and high-end TV drama in the UK.

It is to help employers, employees and the self-employed in film and high-end TV drama production in the UK understand how to work safely during the COVID-19 pandemic, establishing safe systems of working, implementing robust personal and environmental hygiene measures and keeping as many people as possible 2 metres apart from those they do not live with. We hope it gives you freedom within a practical framework to think about what you need to do to continue, or restart, operations during the COVID-19 pandemic. We understand how important it is to work safely and support the health and wellbeing of cast and crew during the COVID-19 pandemic.

Deferral of VAT payments due to coronavirus (COVID-19)

There have been temporary changes to VAT payments due between 20 March 2020 and 30 June 2020 to help businesses manage their cash flow. The update includes information regarding the end of the VAT deferral period.

Help and support if your business is affected by coronavirus (COVID-19)

Watch videos and register for the free webinars to learn more about the support available to help businesses deal with the economic impacts of coronavirus. UK Government’s YouTube video about how to make a Self-Employment Income Support Scheme claim has been updated.

Coronavirus (COVID-19): impact on HM Land Registry's services

HM Land Registry has issued an update on how they are delivering their services during the coronavirus outbreak. Latest change covers how conveyancers can request an application to be expedited’ and added a new section titled: ‘Cancellation dates on expedited applications’.

Companies House – changes to strike-off policy and late filing penalties

Companies House have updated information on strike-off policy. From 1 June 2020, there will be an exception to the suspension of strike off activity. In cases where our law enforcement partners have concluded that companies are no longer in operation following an investigation, the registrar will continue with strike off action for those companies.

Check which employees you can put on furlough to use the coronavirus job retention scheme

The scheme will close to new entrants from 30 June. From this point onwards, employers will only be able to furlough employees they have furloughed for a 3 week period prior to 30 June. This means that the final date by which an employers needs to agree with their employee and ensure they place them on furlough is 10 June. Employers will have until 31 July to make any claims in respect of the period to 30 June.

Coronavirus Job Retention Scheme: guidance for research organisations

To support final decisions on furloughing staff before the 10 June deadline for notifications, supplementary guidance for the research sector has been published. It applies to those involved in research, including research organisations in receipt of public funding.

Coronavirus (COVID-19) and entering or returning to the UK

From 8 June, there will be new rules in place for entering the UK because of coronavirus (COVID-19). The rules are for residents and visitors. When these rules are in place, you will:

  • need to provide your journey and contact details when you travel to the UK
  • not be allowed to leave the place you’re staying for the first 14 days you’re in the UK except in very limited situations (known as ‘self-isolating’).

You do not need to complete the form or self-isolate if you’re travelling from Ireland, the Channel Islands or the Isle of Man, and you were there for 14 days or more.

Some travellers, including some specific workers, will be exempt from new English border rules. These workers may need to show a letter from their company or the company they are coming to work for at the border. More details are available here. Similar rules may apply across Northern Ireland, Scotland and Wales.

Trade Credit Insurance backed by £10 billion guarantee

Trade Credit Insurance, which provides essential cover to hundreds of thousands of business-to-business transactions, will receive up to £10 billion of government guarantees.

  • The Trade Credit Reinsurance scheme, which has been agreed following extensive discussions with the insurance sector, will see the vast majority of Trade Credit Insurance coverage maintained across the UK.
  • The guarantees will support supply chains and help businesses during the coronavirus pandemic to trade with confidence, safe in the knowledge that they will be protected if a customer defaults or delays on payment.
  • The scheme is available on a temporary basis for nine months, backdated to 1 April 2020, and available insurers operating in the UK market.
  • Please see further information here

Furlough: What is Changing and When?

On Friday (29 May 2020), the Chancellor announced a number of key changes to the Coronavirus Job Retention Scheme (the “Scheme”). From July, employers will have more flexibility over their furlough arrangements and from August they will be required to contribute to furloughed salaries. The main aim of the changes is to support employers with bringing staff back to work.

A new factsheet, published by HM Treasury (available here) to accompany the announcement, provides some more details on the changes and how “flexible furloughing” will be implemented. In addition, both the guidance for employers and the separate guidance for employees have been updated. Further guidance from HMRC and directions from the Treasury in respect of the revised Scheme are expected to be available from 12 June.

In the meantime, the key changes of which employers should be aware are summarised below.

This note is correct at the time of writing.

The key changes

When is the final date that employers can furlough staff?

The Scheme will close to new entrants from 30 June 2020. After that date, employers will only be able to furlough those employees who have spent a full 3 weeks on furlough before this date. The final date by which employers can furlough employees for the first time is therefore 10 June.

It seems to be the case that an employee furloughed on or before 10 June 2020 could return to work and then be furloughed again after 30 June 2020. However, the government is yet to specifically confirm this and at the present time, employers should not rely upon being able to re-furlough staff in this way. Unfortunately, this point may not be clarified before the cut-off date of 10 June.

How will the Scheme grant work from now until the end of October?

From 1 July 2020, the number of employees an employer can claim for in any claim period cannot exceed the maximum number it has claimed for under any previous claim during the March to June operation of the Scheme. Employers who have used a rotating furlough will need to be mindful of this additional cap.

For June and July 2020, the grant will be available on the same basis as it is currently (i.e. the lesser of 80% of wages and £2,500) with the Government also covering the cost of employer’s National Insurance contributions (NICs) and minimum auto-enrolment employer pension contributions.

Over the remaining months of the Scheme (1 August to 31 October 2020), the intention is that the government will reduce its contribution with a corresponding increase in the employer contribution:

  • From 1 August: The government will pay 80% of wages up to a cap of £2,500. Employers will be required to pay employer’s NICs and pension contributions.
  • From 1 September: The government will pay 70% of wages up to a cap of £2,187.50. Employers will be required to pay employer’s NICs and pension contributions and at least 10% of wages so that employees continue to receive the minimum 80% (up to a cap of £2,500).
  • From 1 October: The government will pay 60% of wages up to a cap of £1,875. Employers will be required to pay employer’s NICs and pension contributions and at least 20% of wages so that employees continue to receive the minimum 80% (up to a cap of £2,500).

What is “flexible furlough” and how will it work?

From 1 July 2020, the Scheme will include an added level of flexibility to allow employers to bring employees back to work on a part-time basis, dependent on the needs of the business and if it is safe to do so. This is a month earlier than previously announced.

When working, employees should be paid their “normal” wage and employers will be responsible for paying the employee for those hours, subject to tax and National Insurance contributions. Employers will receive a furlough grant for the remainder of an employee’s usual working hours. The £2,500 cap on the furlough grant will be reduced so as to reflect the proportion of hours not worked by the employee.

To be eligible for the grant, employers must agree with their employee any new flexible furloughing arrangement and confirm this in writing.

It is envisaged that employers will be able to agree with an employee how many hours they will work on flexible furlough and that this could change from week to week. This is because when claiming the grant for furloughed hours, employers will be able to report and claim for a period of one week at a time.

In practice, employers are likely to need to implement a system for tracking hours worked (and not worked) in order to determine how much they need to pay an employee and how much they can claim from the government.

Further guidance on flexible furloughing, and how employers should calculate claims, is due to be published on 12 June 2020.

When will the Scheme close?

As anticipated, the Scheme will close on 31 October 2020.

Update from the Small Business Commissioner on late payment support through the coronavirus virus
3 June 2020

It is more important than ever to ensure small businesses are paid on time. Many small businesses are reaching out for assistance, with disputes over delayed payments or in some cases, non-payment because of the financial hardship being experienced by all sectors during this difficult time. As many small business owners are directly or indirectly impacted by Covid 19, they will be eager to get back on their feet, so keeping on top of the business basics and maintaining cash flow by getting the money in for work carried out or goods supplied is paramount.

The Small Business Commissioner has helped small businesses recover over £7.2 million owed to them (Dec 17 - May 2020) and £500,000 specifically during the coronavirus crisis. If you’d like more information or help:

  • Click here if you are looking for general advice;
  • Click here if you have a complaint against a firm regarding non-payment;
  • For further information, visit the Small Business Commissioner website;
  • Read case study examples on our website.

New Updates and Guidance
1 June 2020

Draft legislation: Taxation of coronavirus (COVID-19) support of payments

HMRC are inviting views on the technical effectiveness of this measure, which ensures that grants within the legislation are subject to tax. These grants are treated as income where the business is within the scope of either Income Tax or Corporation Tax.

Find out more here.

Check if you can claim a grant through the Self-Employment Income Support Scheme

The self-employment income support scheme has now been extended. A second and final grant will be available when the scheme opens again in August 2020. If you’re eligible and want to claim the first grant you must claim on or before 13 July 2020.

Find out more here.

The Coronavirus Job Retention Scheme is changing

Guidance has been updated with information about how the Coronavirus Job Retention Scheme is changing. Updates include information about how the Coronavirus Job Retention Scheme is changing, what pension trustees may do whilst on furlough and the eligibility of TUPE.

From 1 July, employers can bring back to work employees that have previously been furloughed for any amount of time and any shift pattern, while still being able to claim CJRS grant for their normal hours not worked. When claiming the CJRS grant for furloughed hours; employers will need to report and claim for a minimum period of a week.

The scheme will close to new entrants from 30 June 2020. From this point onwards, employers will only be able to furlough employees that they have furloughed for a full 3-week period prior to 30 June.

This means that the final date by which an employer can furlough an employee for the first time will be 10 June 2020, in order for the current three week furlough period to be completed by 30 June. Employers will have until 31 July to make any claims in respect of the period to 30 June.

Further guidance on flexible furloughing and how employers should calculate claims will be published on 12 June 2020.

Find out more information on how the Coronavirus Job Retention Scheme is changing.

Temporary relaxation of the enforcement of the driver’s hours rules: all sectors carriage of goods by road

The EU drivers’ hours relaxations ended on 31 May 2020. The GB drivers’ hours relaxation applies until Saturday 14 June 2020. Anyone driving the GB drivers’ hours rules and undertaking carriage if goods by road can use the relaxations where necessary. The relaxations are not limited to specific sectors or journeys

Find out more here.

Update on the Coronavirus Job Retention Scheme
29 May 2020

Today (29 May) the Chancellor, Rishi Sunak, announced more details about the extension to the Coronavirus Job Retention Scheme (CJRS), with the key details outlined below for you.

Flexible furloughing

From 1 July 2020, you’ll have the flexibility to bring previously furloughed employees back to work part-time – with the government continuing to pay 80% of wages for any of their normal hours they do not work up until the end of August. This flexibility comes a month earlier than previously announced to help people get back to work.

You can decide the hours and shift patterns that your employees will work on their return and you will be responsible for paying their wages in full while working. This means that employees can work as much or as little as your business needs, with no minimum time that you can furlough staff for.

Any working hours arrangement that you agree with your employee must cover at least one week and be confirmed to the employee in writing. When claiming the CJRS grant for furloughed hours, you will need to report and claim for a minimum period of a week. You can choose to make claims for longer periods such as on monthly or two weekly cycles if you prefer. You will be required to submit data on the usual hours an employee would be expected to work in a claim period and actual hours worked.

If your employees are unable to return to work, or you do not have work for them to do, they can remain on furlough and you can continue to claim the grant for their full hours under the existing rules.

Employer contributions

From August, the government grant provided through the job retention scheme will be slowly tapered.

  • in June and July, the government will pay 80% of wages up to a cap of £2,500 as well as employer National Insurance (ER NICs) and pension contributions for the hours the employee doesn’t work – employers will have to pay employees for the hours they work
  • in August, the government will continue to pay 80% of wages up to a cap of £2,500 but employers will pay ER NICs and pension contributions – for the average claim, this represents 5% of the gross employment costs that they would have incurred if the employee had not been furloughed
  • in September, the government will pay 70% of wages up to a cap of £2,187.50 for the hours the employee does not work – employers will pay ER NICs, pension contributions and 10% of wages to make up 80% of the total up to a cap of £2,500
  • in October, the government will pay 60% of wages up to a cap of £1,875 for the hours the employee does not work – employers will pay ER NICs, pension contributions and 20% of wages to make up 80% of the total up to a cap of £2,500
  • the cap on the furlough grant will be proportional to the hours not worked.

If you are a smaller employer, some or all of your employer NIC bills will be covered by the Employment Allowance, so you should not be significantly impacted by that part of the tapering of the government contribution.

Around a quarter of CJRS monthly claims relate to wages that are below the threshold where employer NICs and auto enrolment contributions are due, and so no employer contribution will be required for these furloughed employees in August.

Important dates

It’s important to note that the scheme will close to new entrants from 30 June. From this point onwards, you will only be able to furlough employees that you have furloughed for a full three-week period prior to 30 June.

This means that the final date that you can furlough an employee for the first time will be 10 June for the current three-week furlough period to be completed by 30 June. Employers will have until 31 July to make any claims in respect of the period to 30 June.

Guidance and support

Further support for employers and agents on how to calculate claims with this extra flexibility will be available by 12 June, including webinars and detailed online guidance. For information about how to claim, go to GOV.UK and search 'Coronavirus Job Retention Scheme'. Please do not call us for more information, everything you need to know about this scheme will be published online on GOV.UK.

Check if you can claim back Statutory Sick Pay paid to employees due to coronavirus (COVID-19)

If you're an employer, find out if you can use the Coronavirus Statutory Sick Pay Rebate Scheme to claim back employees' coronavirus-related Statutory Sick Pay (SSP).

Claim back Statutory Sick Pay paid to your employees due to coronavirus (COVID-19)

How to use the Coronavirus Statutory Sick Pay Rebate Scheme to claim back employees' coronavirus-related Statutory Sick Pay (SSP).

Coronavirus Statutory Sick Pay Rebate Scheme: service availability and issues

Check the availability and any issues affecting the Coronavirus Statutory Sick Pay Rebate Scheme.

New COVID working practices (and what it means for sustainability)

New guidelines for getting the Film and TV Industry back to work have been published. But what does it mean for the sustainability and more specifically, albert Certification?

Apply for the coronavirus Future Fund

The Future Fund will provide UK Government loans to UK-based companies ranging from £125,000 to £5 million, subject to at least equal match funding from private investors. The fund will be open for applications from Wednesday 20 May 2020.
These convertible loans may be a suitable option for businesses that typically rely on equity investment and are unable to access other government business support programmes because they are either pre-revenue or pre-profit.
The Future Fund was developed by the UK Government and is being delivered by the British Business Bank. 

Coronavirus Statutory Sick Pay Rebate Scheme

From Tuesday 26 May 2020, small and medium-sized employers, with fewer than 250 employees, will be able to apply to recover the costs of paying coronavirus-related Statutory Sick Pay (SSP) payments they have made to their employees.
Employers will be able to make claims to the Coronavirus Statutory Sick Pay Rebate Scheme through a new online service. Employers will receive repayments at the relevant rate of SSP that they have paid to current or former employees for eligible periods of sickness starting on or after 13 March 2020.
HMRC has published online guidance which includes information about who can use the scheme and the records employers must keep. 

Business Support Helpline

The Business Support Helpline number in England has changed to FREEPHONE 0800 998 1098. The helpline provides free, impartial business support and signposting services to businesses in England – which currently includes business advice on Covid-19.
You can also find free support, advice and sources of finance through your local growth hub or speak to an advisor on webchat about support for your business.
The Business Support Scotland helpline is 0300 303 0660, Business Wales helpline is 0330 060 300 and the Invest Northern Ireland helpline is 0800 181 4422. 

Roadmap taskforces to plan how closed sectors can reopen safely

Five new ministerial-led taskforces have been set up to develop plans for how and when closed sectors can reopen safely, following publication of the UK’s roadmap to rebuild Britain. Each taskforce will lead on developing new COVID-19 secure guidelines for the reopening of public places and businesses, where and when it is safe to do so. The taskforces will look at the following sectors:

  • Pubs and restaurants
  • Non-essential retail
  • Recreation and leisure, including tourism, culture and heritage, libraries, entertainment and sport
  • Places of worship, including faith, community and public buildings
  • International aviation, reflecting the unique challenges that sector is facing.

As part of the science-led approach, each taskforce will work across Government and engage with key stakeholders in public health, industry, trade unions and devolved administrations to:

  • Ensure that COVID-19 secure guidelines are developed in line with the phased approach and public health directions, building on the existing guidance and providing intelligence and sector-specific expert input
  • Agree and ensure alignment of all relevant sectoral guidance
  • Provide key sector stakeholders direct access to Ministers to shape the guidance.

Government to support businesses through Trade Credit Insurance guarantee

Businesses with supply chains which rely on Trade Credit Insurance and who are experiencing difficulties maintaining cover due to Coronavirus will get support from the government. The Government will temporarily guarantee business-to-business transactions currently supported by Trade Credit Insurance, ensuring the majority of insurance coverage will be maintained across the market. This will support supply chains and help businesses to trade with confidence as they can trust that they will be protected if a customer defaults on payment. HMG's Trade Credit Insurance (TCI) guarantee will cover over £171 billion business activity currently insured and the transactions between around 13000 suppliers and 650,000 buyers. You can find further information here.

Guidance to help employers, employees and the self-employed understand how to work safely during the coronavirus pandemic.

The government, in consultation with industry, has produced guidance to help ensure workplaces are as safe as possible.

These 8 guides cover a range of different types of work. Many businesses operate more than one type of workplace, such as an office, factory and fleet of vehicles. You may need to use more than one of these guides as you think through what you need to do to keep people safe.

Coronavirus outbreak FAQs: what you can and can’t do

Frequently asked questions on what you can and can’t do during the coronavirus outbreak.

Chancellor extends furlough scheme until October 2020

The Coronavirus Job Retention Scheme will remain open until the end of October, the Chancellor announced on Tuesday 12 May. The scheme will continue to apply across all regions and sectors in the UK economy. Furloughed workers across the UK will continue to receive 80% of their current salary, up to £2,500.

From the start of August, furloughed workers will be able to return to work part-time with employers being asked to pay a percentage towards the salaries of their furloughed staff. The employer payments will substitute the contribution the government is currently making, ensuring that staff continue to receive 80% of their salary, up to £2,500 a month.

The scheme will continue in its current form until the end of July. Changes to allow more flexibility will come in from the start of August. More specific details and information around implementation will be made available by the end of this month.

Business rates revaluation postponed

A revaluation of business rates will no longer take place in 2021 to help reduce uncertainty for firms affected by the impacts of coronavirus.

New Bounce Back Loans

Britain’s small businesses will be able to apply for quick and easy-to access loans of up to £50,000 – with the cash expected to land within days.

Top-up to local business grant funds scheme

A discretionary fund has been set up to accommodate certain small businesses previously outside the scope of the business grant funds scheme.

Working safely during coronavirus (COVID-19)

The UK government, in consultation with industry, has produced ‘COVID-19 secure’ guidance to help ensure workplaces are as safe as possible. The new guidance covers 8 workplace settings which are allowed to be open, from outdoor environments and construction sites to factories and takeaways. This sets out practical steps for businesses focused on 5 key points, which should be implemented as soon as it is practical:

  1. Work from home, if you can
  2. Carry out a COVID-19 risk assessment, in consultation with workers or trade unions
  3. Maintain 2 metres social distancing, wherever possible
  4. Where people cannot be 2 metres apart, manage transmission risk
  5. Reinforcing cleaning processes

The 8 guides cover a range of different types of work. Many businesses operate more than one type of workplace, such as an office, factory and fleet of vehicles. You may need to use more than one of these guides as you think through what you need to do to keep employees safe.

  • Construction and other outdoor work – Guidance for people who work in or run outdoor working environments.
  • Factories, plants and warehouses - Guidance for people who work in or run factories, plants and warehouses
  • Homes – Guidance for people working in, visiting or delivering to home environments as well as their employers
  • Labs and research facilities – Guidance for people who work in or run indoor labs and research facilities and similar environments
  • Offices and contact centres – Guidance for people who work in or run offices, contact centres and similar indoor environments
  • Restaurants offering takeaway or delivery – Guidance for people who work in or run restaurants offering takeaway or delivery services.
  • Shops and branches – Guidance for people who work in or run shops, branches, stores or similar environments.
  • Vehicles – Guidance for people who work in or from vehicles, including couriers, mobile workers, lorry drivers, on-site transit and work vehicles, field forces and similar.

The UK Government’s COVID-19 recovery strategy

Yesterday Prime Minister Boris Johnson addressed the nation on coronavirus. Our plan to rebuild: The UK Government’s COVID-19 recovery strategy has been published, outlining the UK Government’s plan for rebuilding and recovering from the coronavirus pandemic. The roadmap to lift restrictions step-by-step will be of particular interest to businesses and employers. In step 1, which will apply from Wednesday 13 May in England:

  • Workers should continue to work from home rather than their normal physical workplace, wherever possible.
  • All workers who cannot work from home should travel to work if their workplace is open. Sectors of the economy that are allowed to be open should be open, for example this includes food production, construction, manufacturing, logistics, distribution and scientific research in laboratories. The only exceptions to this are those workplaces such as hospitality and non-essential retail which during this first step, the Government is requiring to remain closed.
  • As soon as practicable, workplaces should follow the new “COVID-19 Secure” guidelines.
  • It remains the case that anyone who has symptoms, however mild, or is in a household where someone has symptoms, should not leave their house to go to work. Those people should self-isolate, as should those in their households.

As the rate of infection may be different in different parts of the UK, this guidance should be considered alongside local public health and safety requirements for Scotland, Wales and Northern Ireland.

Self-employed invited to get ready to make their claims for coronavirus (COVID-19) support

HMRC are beginning to contact customers who may be eligible for the government’s Self-Employment Income Support Scheme (SEISS).

Those who are eligible will be able to claim a taxable grant worth 80% of their average trading profits up to a maximum of £7,500 (equivalent to three months’ profits), paid in a single instalment.

You can check your eligibility using the new online checker tool. Once the online check is complete, those who are eligible will be given a date when they can submit their claim.

The claims service will open on 13 May and is being delivered ahead of the original timetable. The claims process will be very simple, and those eligible will have the money paid into their bank account by 25 May, or within six working days of completing a claim. 

There is also further guidance available on ‘How HMRC works out trading profits and non-trading income for the Self-Employment Income Support Scheme’ and ‘How different circumstances affect the Self-Employment Income Support Scheme’.

Working safely during covid 19 factories plants warehouses (update 11 may)

Working safely during covid 19 offices contact centres
(update 11 may)

Staying covid 19 secure

Tax credits customers will continue to receive payments even if working fewer hours due to COVID-19

People who cannot work their normal hours because of coronavirus (COVID-19) will still receive their usual tax credits payments. 

Alterations to services – patents

Updated information regarding new patent applications and subsequently filed documents, patent applications under section 22 of the National Security Act, international applications, time periods for reply, requests, correspondence and journal and publication.

Alterations to services - trademarks and designs

Updated information on time periods for reply, replying to us, publishing in the trademarks journal, registration and certificates, and international designs and applications.

Webinars to support your business

New Webinar: Managing your business during coronavirus: reporting, regulations and tax

Register to join this online webinar at 11am on Thursday 7 May to find out more about managing your business during coronavirus with guidance on reporting, regulations and tax. The webinar will cover: 

  • Right to work checks
  • Filing reports and accounts
  • Tax - Time to Pay scheme 

You will have the opportunity to ask questions during the webinar.

Government departments are hosting a series of free webinars to help businesses understand the support available including:

Keep up to date with all the latest available webinars here.

New 100% government backed loan scheme for small business

The new Bounce Back Loans scheme, announced by the Chancellor today, will allow businesses to borrow between £2,000 and £50,000 and access the cash within days. Loans will be interest free for the first 12 months, and from Monday 4 May, businesses can apply online through a short and simple form. 

The Government, which has been consulting extensively with business representatives about the design of the new scheme, will provide lenders with a 100% guarantee for the loan and pay any fees and interest for the first 12 months. No repayments will be due during the first 12 months.

The loans will be easy to apply for through a short, standardised online application. Loans should reach businesses within days – providing immediate support to those that need it as easily as possible.

The scheme will launch for applications on Monday 4 May. Firms will be able to access these loans through a network of accredited lenders. The government will work with lenders to ensure loans delivered through this scheme are advanced as quickly as possible and agree a low standardised level of interest for the remaining period of the loan.

The new scheme will run alongside the existing Coronavirus Business Interruption Loan Scheme (CBILS) and Coronavirus Large Business Interruption Loan Scheme (CLBILS)

The Government is also taking additional steps on the Coronavirus Business Interruption Loan Scheme (CBILS) to ensure that lenders have the confidence they need to process finance applications quickly, including removing the per lender portfolio cap for the government guarantee, and changing the viability tests that so that all banks will need to assess is whether a business was viable pre COVID-19. 

Wages for furloughed employees are now being paid through the Coronavirus Job Retention Scheme

If you have already made a claim: Payment takes six working days from when a claim is submitted. Please do not call HMRC to chase payment as they will not be able to update you before the six working days have ended. It will automatically be sent to the bank account you nominated in your claim. Please retain all records and calculations for your claims in case HMRC need to contact you about them in future.

If you have not yet made a claim: You can still claim online for a grant for 80% of your furloughed employees’ salaries, up to a maximum of £2,500 per employee, per month. You will receive the funds six working days after you claim, provided your claim matches records that we hold for your PAYE scheme.

Extension to tax policy consultations

HM Treasury and HMRC have set out new timelines for tax policy consultations and other work in the light of the current Covid-19 crisis.

Guidance for UK businesses trading internationally

This guidance is for UK businesses that export or deliver goods and services abroad and have been impacted by the spread of coronavirus (COVID-19).

Coronavirus Job Retention Scheme up and running

The Government’s Coronavirus Job Retention Scheme went live today, with businesses able to claim up to £2,500 a month towards staff wages.

Billion pound support package for innovative firms hit by coronavirus

UK businesses driving innovation and development will be helped through the coronavirus outbreak with a £1.25 billion government support package, the Chancellor announced today.

Furloughed workers to receive full parental leave entitlement

Furloughed workers planning to take paid parental or adoption leave will be entitled to pay based on their usual earnings rather than a furloughed pay rate.

Vital routes for supplies and people kept open through coronavirus support package

Action will protect the transport links the country relies on.

Capacity Market: proposal to relax the rules temporarily in response to COVID-19

We would like views on proposals to introduce temporary rules to modify the application of the Electricity Capacity Regulations 2014 and CM Rules during the pandemic.

Business Support Checker Tool

A new ‘support finder’ tool will help businesses and self-employed people across the UK to quickly and easily determine what financial support is available to them during the coronavirus pandemic.

The new online platform on gov.uk asks business owners and the self-employed to fill out a quick and simple online questionnaire. They will then be directed to a list of all the financial support they may be eligible for. You can find out more about the tool here.

Get ready to claim – Coronavirus Job Retention Scheme


The online claim service for the Coronavirus Job Retention Scheme will be launched on GOV.UK on Monday 20 April 2020. Any entity with a UK payroll can apply, including businesses, charities, recruitment agencies and public authorities. To prepare to make your claim you will need:

  • A Government Gateway (GG) ID and password – if you don’t already have a GG account, you can apply for one online, or by going to GOV.UK and searching for 'HMRC services: sign in or register'
  • Be enrolled for PAYE online – if you aren’t registered yet, you can do so now, or by going to GOV.UK and searching for 'PAYE Online for employers' 
  • The following information for each furloughed employee you will be claiming for: Name, National Insurance number, Claim period and claim amount, PAYE/employee number (optional).
  • Iif you have fewer than 100 furloughed staff – you will need to input information directly into the system for each employee. If you have 100 or more furloughed staff – you will need to upload a file with information for each employee; HMRC will accept the following file types: .xls .xlsx .csv .ods.
  • You should retain all records and calculations in respect of your claims. You can find more information on the scheme and eligibility to claim here.

Chancellor expands loan scheme for large businesses

The Coronavirus Large Business Interruption Loan Scheme has been expanded to cover all viable firms. All firms with a turnover of more than £45 million will now be able to apply for up to £25 million of finance, and up to £50 million for firms with a turnover of more than £250 million.

The scheme, which will launch on Monday, will be available through a series of accredited lenders, which will be listed on the British Business Bank website

This complements existing support including the Covid Corporate Financing Facility and the Coronavirus Business Interruption Loan Scheme for small and medium sized businesses.

Coronavirus Job Retention Scheme – Open for applications

The Coronavirus Job Retention Scheme is now open for application. Employers can now claim online for a grant for 80% of their furloughed employees’ salaries, up to a maximum of £2,500 per employee. Click here to make a claim.

HMRC have produced this step by step guidance on how to make a claim. There is also a calculator to help you work out your claim. The system can process up to 450,000 applications per hour and employers should receive the money within 6 working days of making an application. To receive payment by 30 April, you will need to complete an application by 22 April. Please keep a note or print-out of your claim reference number as you won’t receive a confirmation SMS or email.

The Chancellor has also announced one month extension to the scheme. This means that the scheme will now be open until the end of June, to reflect continuing lockdown measures.

HMRC are holding live webinars providing an overview of the scheme to help employers and employees deal with the economic impacts of coronavirus. Register for a live webinar here.

Future Fund - New funding scheme announced today for INNOVATION.

The Future Fund will provide government loans to UK-based companies ranging from £125,000 to £5million, subject to at least equal match funding from private investors.

These convertible loans may be a suitable option for businesses that rely on equity investment and are unable to access the Coronavirus Business Interruption Loan Scheme.

The scheme will be delivered in partnership with the British Business Bank.

Eligibility

You’re eligible If:

  • Your business is based in the UK
  • Your business can attract the equivalent match funding from third party private investors and institutions
  • Your business has previously raised at least £250,000 in equity investment from third party investors in the last 5 years

Full eligibility criteria will be published in due course. The scheme officially launches in May.

Billion pound support package for innovative firms hit by coronavirus

UK businesses driving innovation and development will be helped through the coronavirus outbreak with a £1.25 billion government support package, the Chancellor announced today. The comprehensive package includes a new £500 million loan scheme for high-growth firms, called the Future Fund, and £750 million of targeted support for small and medium sized businesses focusing on research and development.

The Future Fund will issue convertible loans to innovative companies which are facing financing difficulties due to the coronavirus outbreak. The Future Fund will provide government loans to UK-based companies ranging from £125,000 to £5 million, subject to at least equal match funding from private investors.

These convertible loans may be a suitable option for businesses that rely on equity investment and are unable to access the Coronavirus Business Interruption Loan Scheme. The scheme will be delivered in partnership with the British Business Bank and will launch in May 2020. Find out more about the scheme here.

Business-led innovation in response to global disruption (de minimis)

UK registered businesses can apply for a share of up to £20 million to respond to new and urgent needs in UK and global communities during and following the Covid-19 pandemic.

Competition opens: Friday 3 April 2020
Competition closes: Friday 17 April 2020 12:00pm

The chancellor Rishi Sunak has announced an overhaul of the government’s emergency Coronavirus Business Interruption Loan Scheme (CBILS) due to concerns that many SMEs will run out of cash whilst waiting to access the funds.

Key challenges

CBILS was created to provide emergency funding for firms who were unable to secure regular commercial financing due to the coronavirus impact on the economy. However, the scheme has faced much criticism due to the following:

The loans are taking too long to access and only around 1,000 loans with a combined value of £90m have been processed since 23 March 2020 across the 40 accredited lenders;
Many business-owners have been denied loans or forced to use standard loan products with higher financing costs; and
A number of banks have insisted on personal guarantees from directors, despite the fact that the government is providing a guarantee for 80% of the loans.
Overhaul features

Under the current changes, the government will stop lenders from requiring personal guarantees for loans under £250,000 and will make operational changes to the scheme in order to speed up the processing of the loans up to £5m.

Extension for SMEs

Rishi Sunak has extended CBILS to all viable small and medium businesses who have been facing financial challenges during the coronavirus pandemic.

Larger company scheme

The chancellor has announced a new measure for larger companies with annual turnover between £45m and £500m, for whom CBILS will offer loans up to £25m which are 80% guaranteed by the taxpayer.

I’m not a business, how are you supporting me?

The Business Support measures outlined on these pages are designed to protect people’s jobs – but there are other measures in place to support people’s financial security.

ICAEW Updates

New tax year: new set of circumstances
With deferrals, emergency funding, furloughing and government support already underway as COVID-19 changes the landscape, tax year 2020-21 is starting like no other. Read more

ICAEW publishes Self Employed Financial Support Checklist
A step-by-step guide for the self-employed to tackle their finances, as well as pointers on what government support is available. Read more

Warning on finance decisions during COVID-19 crisis
Regulators and ICAEW have called for calm over financial decision-making as the scale of the pandemic’s global economic impact becomes clearer. Read more

Government support and member feedback
ICAEW CEO Michael Izza outlines the challenges faced by Chartered Accountants during the coronavirus crisis and what the Institute is doing to help its members meet them. Read more

PRA: focus on financial reporting - deadlines can wait
The Prudential Regulation Authority has instructed banks to focus their resources on financial reporting, stating that regulatory deadlines will be eased. Read more

What are the financial reporting implications of COVID-19?
Although the immediate focus for many companies is accessing funds from government support schemes, the financial reporting implications of COVID-19 also need to be considered. Read more

Call for businesses to help make NHS ventilators

The government are looking for businesses to support in the production and supply of ventilators and ventilator components.

Coronavirus: letter to the retail sector

Letter from the Secretary of State for Business, Energy and Industrial Strategy, Alok Sharma, to those working in retail. The letter thanks all those who are working in retail during the coronavirus pandemic. The latest guidance on operating safely in the workplace during coronavirus for the retail sector is available here. The British Retail Consortium has also developed sector specific guidance on social distancing in warehouses and distribution centres aligned with this advice.

Coronavirus: letter to the manufacturing sector

Letter from the Secretary of State for Business, Energy and Industrial Strategy, Alok Sharma, to those working in manufacturing. The letter thanks all those who are working in manufacturing during the coronavirus pandemic. Read the latest guidance on operating safely in the workplace for manufacturing and processing businesses during coronavirus.

Improvements to CBILS: what you need to know

Improvements have been announced to the Coronavirus Business Interruption Loan Scheme to ensure more businesses can access government support.

Coronavirus Job Retention Scheme: further clarification

HMRC has updated its guidance on the grants available under the CJRS, publishing further details about who and what is eligible

COVID-19: Package of support for the self employed

Grants of up to £2,500 per month are to be made available for the self-employed during the coronavirus pandemic, but the scheme is unlikely to be operational until June.

Following measures to help businesses and employers through the coronavirus crisis, the Chancellor has announced the creation of a scheme to protect the incomes of self-employed individuals and partnerships.

How small businesses can access the coronavirus support announced in the Budget

Dan Martin examines how businesses can access the support outlined in the government’s 2020 Budget and other announcements for dealing with the impact of coronavirus.

This year’s Budget was a big one. In the midst of the coronavirus outbreak that’s taking hold across the world, Chancellor Rishi Sunak outlined a range of measures to help businesses cope with the inevitable negative impact.

Since the Budget speech, the government has made further announcements on support for businesses.

Offer coronavirus (COVID-19) support from your business

Use this service to tell us how your business might be able to help with the response to coronavirus. The support needed includes things like:

  • Medical testing equipment
  • Medical equipment design
  • Protective equipment for healthcare workers, such as masks, gowns and sanitiser
  • Hotel rooms
  • Transport and logistics, for moving goods or people
    manufacturing equipment
  • Warehouse or office space, for medical use or storage
  • Expertise or support on IT, manufacturing, construction, project management, procurement, engineering or communications
  • Social care or childcare

Full list of COVID Loan / CBILS Providers and their criteria.

This list helps firms know:

  • What the lending criteria are for each provider
  • What guarantees they are requesting
  • How individual businesses can apply
  • Their expected timescales and credit processes
  • How they are prioritising lending (eg. focusing on current business borrowers or willing to talk to new borrowers)

Self-employment Income Support Scheme

The Self-employment Income Support Scheme (SEISS) will support self-employed individuals (including members of partnerships) whose income has been negatively impacted by COVID-19. The scheme will provide a grant to self-employed individuals or partnerships, worth 80% of their profits up to a cap of £2,500 per month.

  • What is it?
  • Am I eligible?
  • How do I access it?
  • When can I access it?

The Chancellor Rishi Sunak provides an updated statement on coronavirus.

The Chancellor unveiled on 20 March, a further series of measures to support people, jobs and businesses. Click here to view a transcript of the speech.

The government is to pay 80% of wages for employees not working, up to £2,500 a month, Chancellor Rishi Sunak says.

The "unprecedented" measures are part of government plans to protect people's jobs, he says.

Many firms have been warning of collapse, wiping out thousands of jobs, as life in the UK is largely put on hold due to the coronavirus pandemic.

He added that the closure of pubs and restaurants would have a "significant impact" on businesses.

The Chancellor made an appeal to employers to stand by their workers during the coronavirus crisis.

"Let me speak directly to businesses: I know it's incredibly difficult out there - we in government are doing everything we can to support you," he said.

"The government is doing its best to stand behind you and I'm asking you to do your best to stand behind our workers."

UK practical business advice: COVID-19

  • Coronavirus Job Retention Scheme
  • VAT payments
  • Income Tax payments
  • Universal credit
  • HMRC Time to Pay
  • Business Rates holidays and cash grants
  • Coronavirus Business Interruption Loan Scheme
  • COVID-19 corporate financing facility
  • Mortgage and rent holiday
  • Insurance claims
  • Statutory Sick Pay (SSP)

COVID-19: support for businesses

The Chancellor has set out a package of temporary, timely and targeted measures to support public services, people and businesses through this period of disruption caused by COVID-19.

This includes a package of measures to support businesses including:

  • A Coronavirus Job Retention Scheme
  • Deferring VAT and Income Tax payments
  • A Statutory Sick Pay relief package for small and medium sized businesses (SMEs)
  • A 12-month business rates holiday for all retail, hospitality, leisure and nursery businesses in England
  • Small business grant funding of £10,000 for all business in receipt of small business rate relief or rural rate relief
  • Grant funding of £25,000 for retail, hospitality and leisure businesses with property with a rateable value between £15,000 and £51,000
  • The Coronavirus Business Interruption Loan Scheme offering loans of up to £5 million for SMEs through the British Business Bank
  • A new lending facility from the Bank of England to help support liquidity among larger firms, helping them bridge coronavirus disruption to their cash flows through loans
  • The HMRC Time To Pay Scheme

COVID-19 financial support for businesses

The HM Treasury has prepared a document to guide businesses on how to access government financial support if you or your business has been affected by COVID-19.

This document highlights key areas of financial support, such as:

  • If you're a small or medium-sized business, you may be entitled to reclaim the costs of Statutory Sick Pay (SSP) for sickness absence due to COVID-19.
  • Some businesses will be eligible for a Business Rates holiday for 1 year from 1 April 2020.
  • If your business is eligible for small business rate relief or rural rate relief, you're entitled to a one-off cash grant of £10,000.
  • If your business is facing cash flow issues as a result of COIVD-19, there's support available from the British Business Bank and Bank of England.
  • If you're self-employed or own a business and you're concerned about not being able to pay your tax bills because of COVID-19, you may be eligible for support through Her Majesty’s Revenue and Customs’ (HMRC) Time to Pay service.

Government amends insolvency law to help companies keep trading while they explore options for rescue

Under the plans, the UK’s Insolvency Framework will add new restructuring tools that mirror the USA’s Chapter 11 procedure, a well-established model adopted by countries around the world.

Business Support Outside of Government

The Government is working closely with Business Representative Organisations and Trade Associations to support the national response to coronavirus, including ensuring messages from Government are heard by all businesses and that business voices are heard by Government. This link list of organisations you can speak with to get advice. Many of these websites also include sector specific guidance and Q&A.

Business Closures and Stay at Home FAQs

To reduce social contact and help stop the spread of coronavirus, the UK Government has ordered certain businesses and venues to close. A list of these businesses can be found here. With the exception of these organisations, the UK Government has not required any other businesses to close – it is important for business to carry on.

Further Guidelines Regarding the Coronavirus Business Interruption Loan Scheme

The Chancellor had announced a generous package of financial support to small and large businesses across the UK which included the Coronavirus Business Interruption Loan Scheme (CBILS). We have sought to make this as easy as possible and are therefore making further clarification on the subject of personal guarantees.

Updates and Guidance

Deferral of VAT payments due to coronavirus
If you are a UK VAT registered business and have a VAT payment due between 20 March 2020 and 30 June 2020, you have the option to defer the payment until a later date or pay the VAT due as normal. Further guidance can be found here.

Check which expenses are taxable if your employee works from home due to coronavirus (COVID-19)
HMRC have produced guidance to help you find out what equipment, services or supplies are taxable if your employees are working from home due to coronavirus.

Updated guidance for staff in the transport sector
This guidance will assist transport settings in addressing coronavirus (COVID-19). This guidance may be updated in line with the changing situation.

Specification for ventilators to be used in UK hospitals during the coronavirus (COVID-19) outbreak
This guidance sets out the clinical requirements based on the consensus of what is ‘minimally acceptable’ performance in the opinion of the anaesthesia and intensive care medicine professionals and medical device regulators.

HMRC’s tax helpline is changing
HMRC has a set up a phone helpline to support businesses and self-employed people concerned about not being able to pay their tax due to coronavirus. The tax helpline number is changing. You can now call them on 08000 241222. Opening hours are from 8am to 4pm Monday to Friday. Calls to the old helpline number will be redirected automatically.

Business Rates Expanded Retail Discount
Guidance on the operation of expanded retail discount 2020 to 2021 has been updated so that certain properties previously excluded from the relief, but that have been the forced to close as a result of coronavirus restrictions, will now be eligible for the relief. Many high street businesses that have closed due to Covid-19 restrictions will now be exempt from business rates including retail, leisure, and hospitality properties, estate agents, lettings agencies and bingo halls.

Vehicle owners to be granted MOT exemption in battle against coronavirus
Temporary exemption will enable vital services to continue, frontline workers to get to work, and people to get essential food and medicine. Further information can be found here.

Producing hand sanitiser and gel for coronavirus (COVID-19)
HMRC have produced guidance on temporary changes to the use and supply of denatured alcohol and duty-free spirits, to help businesses who produce hand sanitiser and gel. All guidance on the production and supply of hand sanitiser can be found here.

Government launches Coronavirus Information Service on WhatsApp
The UK Government has launched a GOV.UK Coronavirus Information service on WhatsApp. The new free to use service aims to provide official, trustworthy and timely information and advice. To use the free GOV.UK Coronavirus Information Service on WhatsApp, simply add 07860 064422 in your phone contacts and then message the word ‘hi’ in a WhatsApp message to get started. Further information can be found here.

Hotel accommodation to support key workers and vulnerable people
Guidance has been updated to clarify the exemption for hotels, hostels, and B&Bs to open so they can offer accommodation to key workers and support rough sleepers to keep them off the streets and in suitable accommodation. Further guidance can be found here.

MHRA guidance on coronavirus
Updates have been made to new guidance on exemptions from Devices regulations during the outbreak.

What the Coronavirus Bill will do

The UK government’s coronavirus action plan, published on 3 March, set out measures to respond to the COVID-19 outbreak that are reasonable, proportionate and based on the latest scientific evidence.

Companies to receive 3-month extension period to file accounts during COVID-19

Businesses will be given an additional 3 months to file accounts with Companies House to help companies avoid penalties as they deal with the impact of COVID-19.

Extra protection for businesses with ban on evictions for commercial tenants who miss rent payments

Commercial tenants who cannot pay their rent because of coronavirus will be protected from eviction.

Coronavirus Business Interruption Loan Scheme

CBILS is a new scheme, announced by The Chancellor at Budget 2020, that can provide facilities of up to £5m for smaller businesses across the UK who are experiencing lost or deferred revenues, leading to disruptions to their cashflow.

Job Retention Scheme

All UK businesses are eligible for the Coronavirus Job Retention Scheme, which will part pay employee wages who may have needed to be laid off due to financial pressures. HMRC will cover 80% of the worker’s wage cost, up to £2,500 per month. We are awaiting further guidance from the Government regarding the scheme, but as soon as we hear more, we will update you as we know this will be needed for the majority of businesses

Driving tests and MOTs for heavy vehicles suspended

The DVLA are suspending driving tests for up to 3 months except for critical workers, and MOTs for lorries, buses and trailers are also suspended for 3 months. Guidance on drivers’ hours relaxations has also been published.

Critical workers – guidance for parents on school closures

Employers are responsible for identifying key workers within their business. Please think carefully before identifying staff as key workers and please encourage them to keep their children home where possible.

New rules on staying at home and away from others

The single most important action we can all take in fighting the coronavirus, is to stay at home in order to protect the NHS and save lives. The government has introduced three new measures.

Further businesses and premises to close

Non-essential businesses and premises must now shut. A full list of the businesses and premises that must remain closed is available. Takeaway and delivery services may remain open and operational. Online retail is still open and encouraged and postal and delivery service will run as normal.

Working from home

Working from home will potentially lead to increased costs for staff for phone calls, heating and lighting. Will homeworkers be entitled to extra tax relief?

Rent payments

With many businesses having rent payments due in March, what can be done to ease the financial pain of Covid-19?

Technology

Covid-19 is changing how we use technology around the world, especially with the use of contactless and block-chain enabled payment technologies.

Trade marks

Trade mark applications incorporating Covid-19 have risen significantly. Do these applications break moral boundaries?

Job retention scheme

What we know so far about the Government’s Coronavirus Job Retention Scheme

Cashflow

If your cash flow is under pressure, help is being made available. We provide links to the support the mainstream banks are supplying, and summarise the Government’s help for SMEs and large businesses

Increase to Working Tax Credits - what this means

The government has announced that Working Tax Credits payments will be increased from 6 April 2020 - find out what's happening and who this affects.

Supply chain support

DIT has a global network of relationships with businesses across the world and, where possible, we will seek to provide advice on alternative suppliers.

Bank of England measures to respond to the economic shock from Covid-19

The Bank of England have also announced a comprehensive package of measures to help UK businesses and households bridge across the economic disruption that is likely to be associated with COVID-19. Interest rates have been reduced from 0.75% to 0.25% and additional funding will be available for banks to increase lending, especially to SMEs.

COVID-19: UK Government guidance for employees, employers and businesses

This guidance will assist employers and businesses in providing advice to their staff on:

  • The novel coronavirus, COVID-19
  • How to help prevent spread of COVID-19
  • What to do if someone has symptoms of COVID-19 has been in business settings
  • Eligibility for sick pay

This guidance also provides details of support available to businesses including:

  • Statutory sick pay relief package for SMEs
  • A 12-month business rates holiday for all retail, hospitality and leisure businesses in England
  • Small business grant funding of £10,000 for all business in receipt of small business rate relief or rural rate relief
  • Grant funding of £25,000 for retail, hospitality and leisure businesses with property with a rateable value between £15,000 and £51,000
  • The Coronavirus Business Interruption Loan Scheme to support long-term viable businesses who may need to respond to cash-flow pressures by seeking additional finance
  • The HMRC Time To Pay Scheme to help with tax

The HMRC Time To Pay Scheme
Support for businesses who are paying sick pay to employees
We will bring forward legislation to allow small-and medium-sized businesses and employers to reclaim Statutory Sick Pay (SSP) paid for sickness absence due to COVID-19. The eligibility criteria for the scheme will be as follows:

  • This refund will cover up to 2 weeks’ SSP per eligible employee who has been off work because of COVID-19
  • Employers with fewer than 250 employees will be eligible - the size of an employer will be determined by the number of people they employed as of 28 February 2020
  • Employers will be able to reclaim expenditure for any employee who has claimed SSP (according to the new eligibility criteria) as a result of COVID-19
  • Employers should maintain records of staff absences and payments of SSP, but employees will not need to provide a GP fit note. If evidence is required by an employer, those with symptoms of coronavirus can get an isolation note from NHS 111 online and those who live with someone that has symptoms can get a note from the NHS website
  • Eligible period for the scheme will commence the day after the regulations on the extension of SSP to those staying at home comes into force the government will work with employers over the coming months to set up the repayment mechanism for employers as soon as possible

Eligibility
You are eligible for the scheme if:

  • Your business is UK based
  • Your business is a small or medium-sized and employs fewer than 250 employees as of 28 February 2020

How to access the scheme
A rebate scheme is being developed. Further details will be provided in due course once the legalisation has passed.

Support for businesses that pay business rates
Business rates holiday for retail, hospitality and leisure businesses
We will introduce a business rates holiday for retail, hospitality and leisure businesses in England for the 2020 to 2021 tax year.
Businesses that received the retail discount in the 2019 to 2020 tax year will be rebilled by their local authority as soon as possible.

Eligibility
You are eligible for the business rates holiday if:

  • Your business is based in England
  • Your business is in the retail, hospitality and/or leisure sector
  • Properties that will benefit from the relief will be occupied hereditaments that are wholly or mainly being used: as shops, restaurants, cafes, drinking establishments, cinemas and live music venues for assembly and leisure as hotels, guest & boarding premises and self-catering accommodation 

How to access the scheme
There is no action for you. This will apply to your next council tax bill in April 2020. However, local authorities may have to reissue your bill automatically to exclude the business rate charge. They will do this as soon as possible.

You can estimate the business rate charge you will no longer have to pay this year using the business rates calculator.
Further guidance for local authorities is available in the expanded retail discount guidance.

Cash grants for retail, hospitality and leisure businesses
A £25,000 grant will be provided to retail, hospitality and leisure businesses operating from smaller premises, with a rateable value between £15,000 and £51,000.

Any enquiries on eligibility for, or provision of, the reliefs and grants should be directed to the relevant local authority.

Support for businesses that pay little or no business rates
The government will provide additional funding for local authorities to support small businesses that already pay little or no business rates because of small business rate relief (SBBR). This will provide a one-off grant of £10,000 to businesses currently eligible for SBRR or rural rate relief, to help meet their ongoing business costs.

Eligibility
If your business is eligible for SBRR or rural rate relief, you will be contacted by your local authority. You do not need to apply.

How to access the scheme
Funding for the scheme will be provided to local authorities by government in early April. Guidance for local authorities on the scheme will be provided shortly.

Support for businesses through the Coronavirus Business Interruption Loan Scheme
A new temporary Coronavirus Business Interruption Loan Scheme, delivered by the British Business Bank, will launch early next week to support primarily small and medium-sized businesses to access bank lending and overdrafts.

The government will provide lenders with a guarantee of 80% on each loan (subject to a per-lender cap on claims) to give lenders further confidence in continuing to provide finance to SMEs. The government will not charge businesses or banks for this guarantee, and the Scheme will support loans of up to £5 million in value.

Businesses can access the first 6 months of that finance interest free, as government will cover the first 6 months of interest payments.

Eligibility
You are eligible for the scheme if:

  • Your business is UK based, with turnover of no more than £41 million per annum
  • Your business meets the other British Business Bank eligibility criteria

How to access the scheme
The full rules of the Scheme and the list of accredited lenders is available on the British Business Bank website. All the major banks will offer the Scheme once it has launched. There are 40 accredited providers in all.

You should talk to your bank or finance provider (not the British Business Bank) as soon as possible and discuss your business plan with them. This will help your finance provider to act quickly once the Scheme has launched. If you have an existing loan with monthly repayments you may want to ask for a repayment holiday to help with cash flow.

The scheme will be available from early next week commencing 23 March.

Support for larger firms through the COVID-19 Corporate Financing Facility
Under the new Covid-19 Corporate Financing Facility, the Bank of England will buy short term debt from larger companies.
This will support your company if it has been affected by a short-term funding squeeze, and allow you to finance your short-term liabilities.

It will also support corporate finance markets overall and ease the supply of credit to all firms.

Eligibility
All UK businesses are eligible.

How to access the scheme
The scheme will be available early in week beginning 23 March 2020.
We will provide information on how to access the scheme here shortly.
More information is available from the Bank of England.

Support for businesses paying tax: Time to Pay service
All businesses and self-employed people in financial distress, and with outstanding tax liabilities, may be eligible to receive support with their tax affairs through HMRC’s Time To Pay service.

These arrangements are agreed on a case-by-case basis and are tailored to individual circumstances and liabilities.

Eligibility
You are eligible if your business:

  • pays tax to the UK government
  • has outstanding tax liabilities

How to access the scheme
If you have missed a tax payment or you might miss your next payment due to COVID-19, please call HMRC’s dedicated helpline: 0800 0159 559.

If you’re worried about a future payment, please call us nearer the time.

Insurance
Businesses that have cover for both pandemics and government-ordered closure should be covered, as the government and insurance industry confirmed on 17 March 2020 that advice to avoid pubs, theatres etc is sufficient to make a claim as long as all other terms and conditions are met.

Insurance policies differ significantly, so businesses are encouraged to check the terms and conditions of their specific policy and contact their providers. Most businesses are unlikely to be covered, as standard business interruption insurance policies are dependent on damage to property and will exclude pandemics.

Online isolation notes launched - providing proof of coronavirus absence from work

People unable to work for more than seven days because of coronavirus (COVID-19) can obtain an isolation note through a new online service.

COVID-19: guidance on social distancing and for vulnerable people

Guidance on social distancing for everyone in the UK and protecting older people and vulnerable people.

Coronavirus (COVID-19): guidance for UK businesses

Guidance for UK businesses trading internationally

COVID-19: guidance on social distancing and for vulnerable people

Guidance on social distancing for everyone in the UK and protecting older people and vulnerable people.

Complete ban on evictions and additional protection for renters

Government announces radical package of measures to protect renters and landlords affected by coronavirus.

Tax helpline to support businesses affected by coronavirus (COVID-19)

New HMRC helpline launched to help businesses concerned about paying their tax due to coronavirus (COVID-19).

Coronavirus (COVID-19): guidance for UK businesses trading internationally

This advice is for UK businesses that export or deliver goods and services abroad and have been impacted by the spread of coronavirus (COVID-19).

Business support announced in the Budget and 17 March

In the Budget (11 March 2020) the Chancellor announced a package of measures to provide support for public services, individuals and businesses to ensure the impact of COVID-19 is minimised.

Coronavirus bill: what it will do

The Department of Health and Social Care (DHSC) has identified that to effectively manage a coronavirus outbreak in the UK, we need to introduce new fast-tracked legislation. This will provide us with the legal measures to be able to implement our phased response.

This paper sets out, subject to final approvals, the elements of the new legislation and why they are needed.

Online resources for businesses and employers

For the latest information and advice, employers and business owners should visit guidance for employers and businesses. Check the page regularly for updates and subscribe to receive email alerts.

NEW and Updated COVID-19 industry guidance

Following last week’s shift to the ‘delay’ phase of the action plan new and updated industry guidance has been published for specific sectors.

COVID-19: guidance for employees, employers and businesses

Guidance for employees, employers and businesses in providing advice about the novel coronavirus, COVID-19.

Closure of educational settings: information for parents and carers

Information for parents and carers about the closure of schools and other educational settings following the outbreak of coronavirus (COVID-19).

Supporting businesses impacted by coronavirus

The CBI is striving to ensure that business can access the latest information about coronavirus so they can understand how it may affect their business and make informed decisions.

Coronavirus: managing risks to your business, staff and workplace

FIS is closely monitoring the development of the Coronavirus situation and is receiving regular briefings from the Civil Service and will continue to follow official advice from Government and the Health Authorities.

UKEF facilities available to cover exporters disrupted by coronavirus

UK Export Finance (UKEF) works with banks and insurance brokers to help companies of all sizes fulfil and get paid for export contracts.

Coronavirus and your organisation

As the coronavirus (Covid-19) situation gathers momentum, organisations nationwide are assessing how their operations will be affected.

Online resources for businesses and employers

For the latest information and advice, employers and business owners should visit guidance for employers and businesses. Check the page regularly for updates and subscribe to receive email alerts.

NEW and Updated COVID-19 industry guidance

Following last week’s shift to the ‘delay’ phase of the action plan new and updated industry guidance has been published for specific sectors.

Interactive guide to incident management and business continuity for small businesses

This document is intended to provide businesses with the necessary tools to help them develop a basic incident management and business continuity plan.

What DIT is doing to provide support to businesses impacted by coronavirus

​In the Budget, the Chancellor set out a £12 billion package of temporary, timely and targeted measures to support public services, individuals and businesses through the economic disruption caused by coronavirus.
This paper sets out, subject to final approvals, the elements of the new legislation and why they are needed.

Chancellor announces additional support to protect businesses

The Chancellor Rishi Sunak today announced unprecedented support for business and workers – to protect against the economic emergency caused by the coronavirus.

RISC Authority Supply Chain Guide

A simple guide to supply chain management for small and medium-sized businesses